Hello friends, I welcome you all in today’s article. Friends, we will give you information about how to take personal loan from SBI bank. Friends, India’s largest bank, State Bank of India is providing personal loan facility to its customers under easy conditions from where you can fulfill your needs by taking loan. In today’s time every person has to face problem related to money at some point in his life due to which they withdraw money from some place, repaying which becomes a big problem for them.
But now you do not need to borrow money from anywhere to fulfill your needs because India’s largest bank SBI Bank is providing you personal loan with low interest rate from where you can fulfill your needs by taking loan for a specific period. In today’s article, we will tell you its complete information in detail so that you can easily take personal loan from SBI Bank and avail its benefits. But for this you will have to read this article carefully till the end. 
Documents Required for SBI Personal Loan
If you want to apply online for personal loan from SBI bank then you should have all these documents.
- Aadhar card
- pan card
- email id
- bank passbook
- mobile number
- address proof
- salary slip
- 6 months bank statement
- passport size photo
Eligibility for taking loan from SBI Bank
- The person taking personal loan from SBI bank should have a bank account in State Bank of India.
- The age of the applicant taking loan must be between 21 years to 58 years.
- Applicant taking personal loan from any bank must have a salary of at least Rs. 15,000 and his EMI must be at least 50%.
- It is also necessary for the applicant to have a salary slip account in State Bank of India.
Benefits and Features of SBI Personal Loan
- State bank provides loans only on fixed interest rate and not on floating interest rate.
- If you do not have a salary account in SBI bank, then you can apply for SBI Quick Personal Loan.
- The amount of pre-approved personal loan can be a maximum of 8 lakhs. Those whose monthly income is 1 lakh or more can avail a loan of up to 35 lakhs under Expess Elite.
- If the applicant’s CIBIL score is 750 or more then he will be given a loan at a lower interest rate.
- SBI Bank transfers the loan amount to your bank account within 2 to 7 days.
- Depending on the convenience, the customer gets a period ranging from 6 months to 6 years to repay the loan.
How to get personal loan from SBI bank 2025 ?
If you want to apply online for personal loan from SBI bank then you will have to follow all the processes mentioned below step by step, which will be of this process –
- To take a personal loan from SBI Bank, first of all you will have to go to your nearest SBI bank branch.
- After coming to the bank, you will have to tell the employees there that you want to apply for a personal loan.
- After that the employees there will make the loan form available to you, which you will have to read carefully and make an estimate about its rules and conditions.
- After that you will have to fill this application form carefully.
- After that you will have to attach the photocopies of all your documents behind this application form and after that you will have to sign this form wherever required and get the form deposited in the bank.
- After that your application form will be checked by the bank employees and if you are eligible to take the loan then the loan amount will be transferred to your bank account.
- In this way, by following all the steps, you can easily apply online for SBI personal loan sitting at home.
conclusion –
Friends, in today’s article we have given information about how to take a personal loan from SBI Bank and have explained its complete online application process in detail so that you can easily take a personal loan from SBI Bank while sitting at home and avail its benefits. Friends, if you all liked today’s article then please share this article.