Hello friends, I welcome you all to today’s article. Friends, I will give you information about how to take loan from Aadhar card. Friends, it is very easy to take loan from Aadhar card. The Indian government has provided the facility of taking loan under several schemes, but you can take a loan of up to 25 lakh rupees through Aadhar card. Those people who want to build their house or start a business can easily avail the loan. Farmers are also given concessions in the Aadhar card loan scheme of the government.
Home loan can also be taken through this. Apart from this, Aadhar Card Yojana gives you the opportunity to take loans of many types; these people are citizens of India who do not have any old loan dues; along with this, those who are capable of repaying the loan can also take a loan; in today’s article, we will tell you its complete information in detail so that you can easily take a loan from your Aadhar card and avail its benefits. But for this, you will have to read this article carefully till the end. 
How much interest will be charged on taking loan through Aadhar card?
At present, not much loan is given through Aadhar card. Any citizen can obtain a maximum loan of Rs. 50,000. If we talk about the interest rate of the loan, it is given immediately whose interest rate is also higher. If you want to take a loan through Aadhar card, you will have to pay interest up to 12%. The most important thing is that it depends on your credit score. If your credit score is very good then you will have to pay very less interest and if your CIBIL score is bad then you may have to pay interest up to 15%.
Documents required to avail loan through Aadhar card
Some essential documents are required to take a loan from Aadhar card, so it is mandatory for the applicant to have the following documents:-
- Aadhar card
- Pan CardÂ
- Address proof
- income certificate
- bank statement
- passport size photo
Eligibility for loan through Aadhar card
- The applicant taking loan through Aadhar card should be a resident of India.
- The minimum age of a person taking loan through Aadhar card should be 21 years and the maximum age should be 60 years.
- The minimum monthly salary of the married person taking loan should be Rs 15 thousand and the credit score should be more than 750.
- The name of the divorcee should not be bad in any bank.
How to take loan through Aadhar card?
If you want to apply online for a loan from your Aadhar card, then for this you will have to follow all the processes mentioned below step by step, which will be of this process –
- There are many banks and financial institutions that provide loans using the Aadhar card. You can choose the loan data as per your need and eligibility.
- Most of the people provide facility of online application for marriage. You can apply by visiting their website.
- While applying, you will have to upload the required documents which include Aadhar card, certificate, income certificate and address certificate.
- Go to loan pardata website and see loan terms and interest rates. It will provide you complete information about the loan.
- After applying online, Loan Pardata will verify your application and approve the loan.
- After loan approval, the loan amount will be deposited in your bank account.
By following all the steps mentioned above, you can easily apply online for Aadhar card loan sitting at home.
conclusion –
Friends, in today’s article we have given you information that how to take loan from Aadhar card, we have told you its complete online application process in detail so that you can easily take loan from your Aadhar card and can also avail its benefit. Friends, if you all liked today’s article then please share this article.