PhonePe Personal Loan Online Apply | How to take loan from PhonePe

Hello friends, I welcome you all to today’s article. Friends, I will give you information about how to take personal loan through PhonePe. Friends, today getting a loan has become very easy. There are many online payment applications which provide instant loan to their users at some time on easy terms, one of them is PhonePe app which provides you the facility of loan sitting at home.

With the help of this app, you can take a personal loan ranging from Rs. 10 thousand to Rs. 5 lakh and that too at a low interest rate. If you want to take a personal loan from PhonePe, then in today’s article we will tell you all the details about it so that you can easily take a personal loan from PhonePe while sitting at home and avail its benefits. But for this you will have to read this article carefully till the end.

Documents for PhonePe Personal Loan

1. Aadhar Card
2. Pan Card
3. Email ID
4. Mobile number
5. address proof
6. income certificate
7. Bank statement for last 6 months
8. passport size photo

Eligibility for PhonePe Personal Loan

1. The married person taking personal loan through PhonePe must be a principal resident of India.
2. The age of the applicant applying for PhonePe personal loan should be between 21 years to 57 years and it is very important to have your own bank account.
3. The applicant taking personal loan through PhonePe must have CIBIL score more than 700.

PhonePe Personal Loan Apply Online?

If you want to apply online for personal loan from PhonePe, then for this you will have to follow all the processes mentioned below step by step, which will be of this process –

1. To take a personal loan from PhonePe, first of all you will have to download and install the PhonePe app from the play store of your smartphone.
2. After installation, you will have to open this PhonePe App in your smartphone.
3. After that you will have to register in the app with your mobile number and after that you will have to link your bank account with UPI ID.
4. After that, in your dashboard, near the Recharge & Bills option, you will see the option of “See All”, on which you will have to click.
5. After that, under “Recharge & Pay Bills” you will see names of some third party companies like Bajaj Finance LTD, Home Credit, Navi, Moneyview, Buddy Loan, Avail Finance, Kreditbee etc. Whichever company you want to take a loan from, you will have to select that company.
6. If you want to take a loan from Moneyview then you will have to download this app from Google Pay Store.
7. After downloading, you will have to open this app and after that you will have to register with the same mobile number with which you had registered on PhonePe.
8. After that you will have to give some personal information like this.
9. After that, all the personal loan offers will be openly available in front of you from which you will have to choose any plan as per your wish under Select Your Loan Plan.
10. After that you will have to upload the necessary documents by submitting the bank information.
11. After doing all this, within some time your loan will be approved in your bank account.

By following all the steps mentioned above, you can easily apply for PhonePe personal loan online while sitting at home.

conclusion –

Friends, in today’s article I have given you information about how to take a personal loan through PhonePe. I have told you about its complete online application process in detail so that you can easily take a personal loan through PhonePe by applying online while sitting at home and can also avail its benefits. Friends, if you all liked today’s article then please do share this article.