Hello friends, I welcome you all to today’s article. Friends, we will give you information about how to take a personal loan from HDFC Bank. Friends, nowadays people in private jobs and others take the help of personal loans to fulfill their financial needs. HDFC Bank personal loan is a great option which helps you in fulfilling your personal needs.
This is an unsecured loan which means that you do not need to keep any asset or guarantee for it. You can use this loan for home purchases, children’s education, travel, or other personal needs. We’ll explain the details in detail in today’s article so you can easily take out and reap the benefits of a personal loan from HDFC Bank. However, you’ll need to read this article carefully to the end.
Documents required to avail loan from HDFC Bank
If you want to apply online for a personal loan from HDFC Bank, then you will need some important documents for this, which are as follows –
- Identity Card :- Pan card, passport, Driving License, Voter ID
- Address proof :- aadhar card, voter id, electricity or telephone bill
- Income proof :- Last 3 months salary slip, last 2 years income tax return
- Passport size photo
Eligibility for HDFC Personal Loan
- The applicant seeking personal loan from HDFC Bank must be a native of India.
- The applicant seeking a personal loan must be above 21 years of age and must have a valid source of income to avail the loan.
- The applicant taking personal loan from HDFC Bank should have a bank account in HDFC Bank and the applicant should have a good CIBIL score.
- The applicant taking personal loan should not have any bank defaulter.
How to take personal loan from HDFC Bank?
If you want to apply online for a personal loan from HDFC Bank, then for this you will have to follow the below mentioned process step by step which will be of this format –
- To take a personal loan from HDFC Bank, first of all you will have to visit its official website.
- After that the home page of the official website will open in front of you, now on this home page you will have to click on the Personal Loan option.
- After that you will have to click on the Apply Online option.
- After clicking on the Apply Online option, the application form will open in front of you in which you will have to fill all the required information correctly.
- After that, you will have to scan and upload the required documents and finally submit the final application form.
- After that, a bank official will verify your eligibility. If all your information is found to be correct and accurate, the loan amount will be transferred to your bank account.
In this way, you can easily apply online for personal loan from HDFC Bank by following all the steps mentioned above.
HDFC Bank Personal Loan Interest Rate
If you apply for a personal loan from HDFC Bank, the interest rate ranges from 10.50% to 24%. This interest rate depends on your CIBIL score and whether you have defaulted on any loans in the past. The better your CIBIL score, the lower your interest rate.
conclusion –
Friends, in today’s article, we have given you information about how to take a personal loan from HDFC Bank. We have explained its entire online application process in detail so that you can easily take a personal loan from HDFC Bank by applying online from the comfort of your home and can also avail its benefits. Friends, if you all liked today’s article, then do share this article.