Paytm Personal Loan Apply Online |
Hello friends, I welcome you all to today’s article. Friends, we will give you information about how to take a personal loan from Paytm. Friends, we work hard day and night but we have some dreams for which we need a lot of money. For this reason, many people take personal loan from the bank for which they have to go through the paperwork process of the bank.
Due to which we are not able to get the loan on time. In such a situation, Paytm app provides us personal loan at low interest rates and on time. If you’d like to take out a personal loan from Paytm, today’s article will explain the ins and outs of it so you can easily take out a loan from Paytm. To do this, you’ll need to read this article carefully until the end.

What is Paytm Personal Loan?
Paytm is a digital payment company. With the help of Paytm, you can do many things like mobile recharge, electricity bill payment, movie ticket booking, train and flight ticket booking. Along with this, Paytm now also provides personal loans to its users. Through Paytm personal loan, any person can take a personal loan of up to Rs 3 lakh in 2 minutes, whose repayment period will also be 48 months. If you want to take Paytm personal loan for only one month, then you will not have to pay any interest rate on it, that is, this loan will be given to you at an interest rate of 0%.
Paytm Personal Loan Eligibility
- The applicant taking personal loan from Paytm should be an Indian citizen.
- The age of the applicant taking the loan should be between 21 years to 60 years.
- To take a loan, the CIBIL score of the person should be more than 700 and if the CIBIL score is less than 700 then there may be difficulty in taking the loan.
- The applicant’s salary should be at least Rs 25,000 per month. The applicant should have bank statements for 3 to 6 months.
How to take personal loan from Paytm?
- To take a personal loan from Paytm, first of all you will have to install the Paytm App from the Play Store of your mobile phone.
- After installation, you will have to open this Paytm app in your mobile phone.
- After that, you will get the option of personal loan on its home page, on which you will have to click.
- Now you will have to enter all the required information asked here and after that you will have to click on the submit option.
- After clicking on the submit option, Paytm will check your eligibility and then tell you how much loan you can take.
- Now you can take a loan of how much amount has been sanctioned here or a loan of less amount as per your convenience, for which you will get the option of Get Started, on which you will have to click.
- After clicking, a new page will open in front of you where you will have to enter the amount as per your wish and move forward.
- Now here you will have to take a selfie of the person taking the loan and upload it.
- After that you will have to click on the submit option and after that the loan amount will be credited to your Paytm account and a message will also come.
conclusion –
Friends, in today’s article, we have given you information about how to take a personal loan from Paytm. We have explained its entire online application process in detail so that you can easily take a personal loan from Paytm sitting at your home and can also avail its benefits. Friends, if you all liked today’s article, then please share this article.