PhonePe Personal Loan Apply Online |
Hello friends, I welcome you all in today’s article. Friends, we will give you information about how to take a personal loan from PhonePe. Friends, nowadays almost all citizens of India use the PhonePe application. We all know that everyone uses the PhonePe application for digital transactions through which they complete their lending process. But for your information, let me tell you that PhonePe is such an important application with the help of which you can also take a personal loan for your needs. In today’s article, we will tell you its complete information in detail. For this you will have to read this article carefully till the end.
CIBIL Score for PhonePe Personal Loan
In such a situation, the applicant gets the loan in a very simple and easy way if your CIBIL score is good. But if for some reason your CIBIL is not generated or your CIBIL score has deteriorated, then in such a situation you will face some difficulty in getting the loan and more and more documents will be required. Loan providers of different types participate in the PhonePe application, so after getting the loan, the applicants who apply will have to pay processing charges ranging from 2% to 8%. However, every loan application has different processing charges.
Documents for PhonePe Personal Loan
To take a loan through PhonePe, it is very important for you to have some important documents, the knowledge of which is very important, only then you can take the loan easily.
- Aadhar card
- Pan card
- Bank Passbook
- Mobile number
- Bank statement for the last 6 months
- salary slip
- Passport Size Photo
How to take a personal loan from PhonePe?
If you want to apply online for a personal loan from PhonePe, then for this you will have to follow all the procedures given below step by step, which are as follows –
- To take a personal loan from PhonePe, first of all you will have to download both PhonePe Apps and PhonePe Business Apps from the Play Store of your smartphone.
- After that, registration will have to be done in the application through mobile number.
- After that, you will have to link your bank account in the application and activate your UPI ID.
- After completing all the processes, you will have to come to the dashboard and after that you will get the option of See All on which you will have to click.
- After that, a list of loan giving companies will appear and you will have to select the company from which you want to take a loan.
- Then the application form related to taking loan will open in which you will be asked for personal information which you will have to fill carefully and submit.
- After that you will have to provide details related to the loan such as loan amount, loan repayment period and any other information.
- After that, you will have to fill the details of the bank from which you want to take the loan amount.
- All the requested documents will have to be scanned and uploaded.
- After doing all this, you will have to submit your loan application form.
- Within a short time, the loan gets approved through PhonePe and after that the loan amount is transferred directly to your bank account.
conclusion –
Friends, in today’s article, we have given you information about how to take a personal loan from PhonePe. We have explained its entire online application process in detail so that you can easily take a personal loan from PhonePe while sitting at home and can also avail its benefits. Friends, if you all liked this article today, then do share it.