Hello friends, I welcome you all. Friends, in today’s article you will know how to take loan from HDFC Bank. Friends, any person considers it appropriate to take a loan from the bank instead of borrowing from family or friends for his personal expenses like travel, marriage, education etc. But the process of personal loan is not so easy in all banks.
HDFC bank provides personal loan facility from Rs 50,000 to Rs 40 lakh with low interest rates at the comfort of your home, eliminating all the hassles. If you want to take a personal loan from HDFC Bank, today’s article will tell you all the information in detail so that you can quickly take a personal loan from HDFC Bank and avail its benefits. That’s why you will have to read this article till the end. 
Documents to take personal loan from HDFC Bank
- Aadhar card
- pan card
- voter card
- driving licence
- You have to provide a copy of your latest 2 months bank statement or passbook.
- You need to provide a photocopy of your latest salary slip of 2 months only then you can avail this loan.
Eligibility for taking personal loan from HDFC Bank
- To take loan from HDFC Bank you must be working somewhere. That means it is necessary to do private, government, central government or any local job. Then you can take personal loan from HDFC Bank and avail its benefits.
- If you want to take a personal loan from HDFC Bank, your age should be between 21 years to 60 years, only then you can easily take this loan in your bank account.
- Anyone who wants to take a personal loan from HDFC Bank, if your monthly account is in HDFC Bank then your monthly account should be ₹ 25000 and if your monthly account is not in HDFC Bank then you should have ₹ 50000 per month then you can easily avail the loan. I can take it.
- If you want to take a personal loan from HDFC Bank, then you must have a 2 year old job and you are currently employed, only then you can take a loan.
How to apply online for personal loan from HDFC bank?
Friends, if you want to apply online to take a personal loan from HDFC Bank, then for this you will have to fill all the steps mentioned below –
- To take a personal loan from HDFC Bank, first of all you have to go to the official website of HDFC Bank.
- After using it, you will see the option of HDFC Bank Loan on which you will have to click.
- After clicking, a new page will open in front of you which you will have to fill correctly. If you use Bad Aapko OTP you will have to verify it.
- If you want to take a loan then you will have to select the amount.
- Whatever information is asked from you, you will have to give it correctly and that document will have to be scanned and uploaded.
- Otherwise you will have to click on submit option.
- After clicking on submit request, your document will be verified by your bank and within 20 minutes your amount will be sent to your bank account.
HDFC Bank personal loan interest rate
Friends, HDFC Bank gives personal loan to its customers at low interest rates. HDFC Bank personal loan interest rates vary from 10.75% to 24%. HDFC bank personal loan interest rate depends on the credit score of the applicant and any other liabilities. If the credit score of the applicant is more than 750 then HDFC Bank will provide personal loan to the applicant at the lowest interest rate.
conclusion –
Friends, in today’s article you have given all the information about how to take personal loan from HDFC bank. This complete online process is explained in detail so that you can easily take a personal loan from HDFC Bank from the comfort of your home and avail its benefits. Friends, if you like this information to all the people then please share it.
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