Hello friends, I welcome you all to today’s article. Friends, I will tell you all how to take personal loan from PhonePe. Friends, PhonePe is a mobile application which is used by everyone today for digital transactions. You may also be using it, but do you know that the phone is also used in collaboration with third parties.
If you need a personal loan then you can fulfill your needs with a personal loan from PhonePe because personal loan from PhonePe is very easy and you can take a loan of up to Rs 5 lakh from the comfort of your home in 10 minutes. All this information will be explained in detail in today’s article so that you can easily take a personal loan from your phone. That’s why you will have to read this article till the end. 
Documents required for PhonePe Personal Loan
- aadhar card
- pan card
- bank account
- mobile number
- Bank statement
- salary slip
- one selfie etc.
What is the eligibility criteria for taking personal loan from PhonePe?
- Indian citizens can apply for personal loan from PhonePe.
- To apply for a personal loan from PhonePe, the age of the applicant should be at least 21 years or more.
- You must have all KYC documents. It is necessary to have your KYC. That means your Aadhar card number should be linked to mobile number.
- Your mobile phone should be active and your bank account should be linked to the phone.
- You must have an active bank account and your Aadhaar card must be linked to the bank account.
- The monthly salary of the applicant taking personal loan from PhonePe should be at least Rs 25 thousand and he/she should have proof of receipt.
- To take a personal loan from PhonePe, it is necessary to have a good civil score.
- Sailors and self-employed people can apply for phone loan.
How to apply online for PhonePe Personal Loan?
Friends, if you want to apply online to take a personal loan from PhonePe, then you will have to follow all the steps mentioned below, which is –
- To take personal loan from PhonePe, first of all you have to download PhonePe App from Google Play Store.
- If you use it, you will have to register in the app with your mobile number and if you use it, you will have to link it to your bank account UPI ID.
- After that, near the option of Recharge & Bills in your dashboard, there will be an option of “See All” on which you will have to click.
- If you use it, you will see the names of some third party companies below “Recharge & Pay Bills” like – Bajaj Finance LTD, Buddy Loan, Home Credit, Kreditbee, Money View, Avail Finance, Navi etc. You have to select the company from which you want to take loan.
- If you want to take loan from Money View then you have to download this app from Google Play Store.
- After opening it, you will have to register with the same number with which you have registered your phone.
- After using it, a new page will open in front of you where you will have to enter some details.
- All the offers of personal loan will appear in front of you, you can choose any plan as per your wish under Select Your Loan Plan.
- Otherwise you will have to upload your banking account details along with necessary documents.
- After doing all this, the loan will be approved and your loan amount will be credited to your bank account within few minutes.
- In this way you can easily apply online for personal loan from phone.
conclusion –
Friends, in today’s article we have given you all the information about how to get personal loan from PhonePe and also explained the entire online process in full detail so that you can easily apply online for personal loan from PhonePe. Friends, if you would like everyone to know this then please share this article with your friends.
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