Hello friends, I welcome you all to today’s article. Friends, I will inform you how to take loan using Aadhar card. Friends, Aadhar card loan is an unsecured loan, which means you do not need to provide any guarantee for its approval. Any kind of financial need can be fulfilled with this loan. Any Indian citizen between 21 to 60 years of age can apply for Aadhar card loan, whether he is a pensioner or self-employed. The advent of Aadhar card and digital has made it easy to submit application online.
Your Aadhar card is the only document which you will have to present and most of the banks now accept it as proof of identity, birth and address. The document process, also known as E KYC can be completed online with the Aadhar information. If you want to take a loan against the Aadhar card, then in today’s article we will tell you all the details about it in detail so that you can easily take a loan against your Aadhar card and avail its benefits. But for this you will have to carefully read this article till the end. 
Overview of Aadhar Card Loan
Choosing a loan with less paperwork and no security deposit in India is a sensible step. Some tips to make it easy for you to get a loan through Aadhar card are given below:-
- third letter check :- You can provide all the necessary details and can easily know your eligibility for the exam.
- Flexible loan amount – With Aadhar card you can apply online for loan ranging from Rs 5000 to Rs 5 lakh.
- Loan without guarantee – You can apply for your Aadhar card loan without any guarantee or guarantor. By taking a loan without guarantee, you get the benefit of the loan process without any hassle.
- Paperless work – You can apply for online employment without going to the bank or waiting for many days.
How to take loan through Aadhar card?
Friends, if you want to apply online for a loan using your Aadhar card, then you will have to follow all the processes mentioned below step by step, which will be of this process –
- To take a loan through Aadhar card, first of all you will have to go to the official website of the bank from which you want to take the loan.
- You will have to open the personal loan section on the home page of the official website and click on Apply.
- After that a form will open here in which you will have to fill correctly important information like your name, mobile number, email Aadi, date of birth, Aadhar number, income etc.
- After that you will have to upload the related information and after that you will have to click on the submit option.
- Now you have to choose the loan amount and duration and after that you have to click on the submit option. The bank / financial institution will verify your application and documents.
- If you are eligible for a loan then you will get the approval and you will receive a message on your mobile phone. However, if you are not eligible then your loan application will be rejected.
Interest Rate for Aadhar Card Loan
By applying online for Aadhar card loan, you get the favourable interest rate. Because of zero hidden loan fees, complete transparency and reasonable Aadhar loan interest rate, your entire loan experience will be convenient. Approximately 2% to 8% of the loan amount is charged as loan processing fee. The processing fee is deducted before the loan is disbursed.
conclusion –
Friends, in today’s article I have given you information about how to take a loan using Aadhar card. I have told you about its complete online application process in detail so that you can easily take a loan using your Aadhar card by applying online while sitting at home and can also avail its benefits. Friends, if you all liked today’s article then please do share this article.