Hello friends, I welcome you all to today’s article. Friends, we will give you information about how to take a loan using Aadhar card. Friends, in this era of inflation, sometimes we need a loan to fulfill our needs and this happens with every person, the richer a person is, the more he has to suffer, but it has become very difficult for the poor and economically weak citizens to get a loan these days. Nowadays, any bank or company thinks many times before giving a loan to a common man.
Many times it happens that we need money urgently and hence the thought of taking a loan comes to our mind. If you too are in need of an urgent loan and want to get a loan of Rs. 10 to 50 thousand then you need not worry because now the government is providing loan only on Aadhar card. If you also want to take a loan on your Aadhar card then today’s article will tell you its complete information in detail. For this you will have to read this article carefully till the end.
Eligibility for loan through Aadhar card
The government has set certain eligibility criteria for obtaining a loan against your Aadhaar card. If you meet these criteria, you can easily get a loan. Therefore, please note the following conditions carefully:
- The applicant taking loan through Aadhar card should be an Indian resident.
- The minimum age of the applicant taking the loan should be 21 years and the maximum age should be 60 years.
- The minimum monthly salary of the applicant taking loan through Aadhar card should be Rs 15 thousand and the credit score of the applicant should be more than 750.
- The applicant’s name should not be bad in any bank and it is mandatory for his mobile number to be linked with his Aadhar card.
How to take loan online using Aadhar card?
If you want to apply online for a loan using your Aadhaar card, then you will have to follow the below mentioned process step by step, which will be of this format –
- To take a loan using Aadhar card, first of all you will have to visit the official website of the concerned bank.
- On the home page of the official website, you will find the personal loan option, on which you will have to click.
- After clicking, a new page will open in front of you where you will have to enter all your personal information like your date of birth, PAN card, mobile number, Aadhar card etc.
- After entering all the information correctly, you will have to click on the submit option and click on the next button to proceed further.
- After clicking, a new page will open in front of you where you will have to select the loan amount.
- Now your eligibility will be checked by the bank and if you are eligible for this loan then your loan will be approved immediately.
- After loan approval, the loan amount will be transferred to your bank account within a few hours.
In this way, you can easily apply online for a loan using your Aadhar card by following all the steps mentioned above, sitting at home.
conclusion –
Friends, in today’s article, we have given you information about how to take a loan using Aadhar card. We have explained its complete online application process in detail so that you can easily take a loan with the help of your Aadhar card while sitting at home and can also get its benefits. Friends, if you all liked today’s article, then please share this article.