Aadhar Card Loan Apply Online |
Hello friends, I welcome you all to today’s article. Friends, we will inform you about how to take a loan using Aadhaar card. Friends, as you all know, Aadhaar card was issued by the Indian government in 2009 and today it is being used in almost every sector. Aadhaar card is an important document which authenticates the identity of citizens. Apart from this, you can also get a loan through Aadhaar card,
due to which it has become an essential document. If you want to take a loan using your Aadhaar card, today’s article will explain the ins and outs of it so that you can easily take a loan using your Aadhaar card and reap its benefits. However, you will need to read this article carefully until the end.
What is loan through Aadhar card?
The loan linked to your Aadhaar card is a type of instant personal loan that you can avail digitally from the comfort of your home. Similarly, the bank or NBFC (Non-Banking Financial Company) verifies your identity and eligibility through your KYC documents like Aadhaar card and PAN card, meaning you do not need any income proof or guarantee. The bank verifies your identity, address and credit score through your Aadhaar card.
Documents required for loan through Aadhar card
- Aadhar card
- Pan card
- mobile number
- bank account number
- passport size photo
Eligibility for Aadhar Card Loan
- To apply for a loan using your Aadhaar card, you must have Indian citizenship.
- The age of the applicant taking the loan should be between 21 years to 60 years.
- To apply for an Aadhaar card loan, your Aadhaar card must be linked to your mobile number and you must have a personal bank account.
- The applicant taking loan through Aadhar card should have CIBIL score more than 750.
How to take loan using Aadhar card?
Friends, if you want to apply online for a loan using your Aadhaar card, then for this you will have to follow all the processes mentioned below step by step, which will be of this format –
- To take a loan using Aadhar card, first of all you will have to visit the official website of the concerned bank.
- After that the main page will open in front of you in which you will have to open the Personal Loan section.
- Now a new page will open in front of you in which you will have to enter all the information like Aadhar card, PAN card and mobile number etc. correctly.
- After entering all the information you will have to click on the submit option and after that click on the next button.
- After clicking, a new page will open in front of you in which you will have to select the loan amount and time period.
- After that the information and documents sent by you will be verified.
- If everything is found correct, you will be considered eligible for loan disbursement and your application will be accepted.
- If you are not eligible, you will not get the loan and your application will be rejected.
In this way, you can easily apply online for a loan through your Aadhar card by following all the steps mentioned above.
conclusion –
Friends, in today’s article, we have given you information about how to take a loan using Aadhar card. We have explained its complete online application process in detail so that you can easily take a loan with the help of your Aadhar card while sitting at home and can also get its benefits. Friends, if you all liked today’s article, then please share this article.