HDFC Bank Personal Loan Apply Online |
Hello friends, I welcome you all to today’s article. Friends, we will inform you about how to get a personal loan from HDFC Bank. Friends, when you are in need of money, nothing can be said about it. In such situations, HDFC Bank personal loan is a wonderful option. Be it for wedding expenses, education, travel, medical emergency or any other personal expense. HDFC Bank personal loan is a convenient way to meet your financial needs.
HDFC Bank personal loans also have comparatively low interest rates and offer flexibility in repayment durations as per your convenience. If you want to know how to take a personal loan from HDFC Bank, then in today’s article we will explain it in detail so that you can easily take a personal loan from HDFC Bank. For this, you will have to read this article carefully till the end.
Benefits of HDFC Personal Loan
- The age of the applicant taking personal loan from HDFC Bank should be between 21 years to 60 years.
- Employees of private limited companies, employees of public sector undertakings including central, state and local bodies
- Those who have a minimum tenure of 1 year and a minimum tenure of 2 years with the current employer and earn a minimum net income of Rs. 25,000 per month.
Benefits of taking a personal loan from HDFC Bank
- You can take a loan from HDFC Bank ranging from Rs 50 thousand to a maximum of Rs 40 lakh as per your need.
- HDFC Bank personal loan interest rates start at 10.85% p.a. HDFC Bank disburses loans to its customers in just 10 seconds, while it takes a maximum of 4 hours for outsiders.
- You do not need to deposit any kind of security to avail a personal loan from HDFC Bank.
- To avail personal loan from HDFC Bank, you only need to submit income proof and income certificate.
- If you use the loan amount to buy a house or spend it on higher education, you can also get tax exemption on the interest amount charged on the loan.
How to take personal loan from HDFC Bank?
Friends, if you want to apply online for a personal loan from HDFC Bank, then for this you will have to follow all the procedures mentioned below step by step, which will be of this format –
- To take a personal loan from HDFC Bank, first of all you will have to visit the official website of HDFC Bank.
- Now here you will have to click on Paper Less Loan.
- After clicking, you will reach a new page where you will have to fill the online form as per the picture below.
- After that you will have to enter your registered mobile number and after that you will have to write your date of birth.
- After that, OTP will be sent to your mobile number by the companies, then you will have to enter that OTP.
- After that you will have to choose the loan format and select the loan amount.
- Now you have to enter your relevant documents and after that you have to click on the submit option.
- After that your documents will be verified and then the loan amount will be sent to your bank account.
In this way, you can easily apply online for a personal loan from HDFC Bank by following all the steps mentioned above and sitting at home.
conclusion –
Friends, in today’s article, we have given you information about how to take a personal loan from HDFC Bank. We have explained its entire online application process in detail so that you can easily take a personal loan from HDFC Bank by applying online from the comfort of your home and can also avail its benefits. Friends, if you liked today’s article, then please share it.