Hello friends, I welcome you all to today’s article. Friends, we will inform you about how to take a personal loan from Home Credit. Friends, nowadays, to get a loan from most banks, you have to pay an income target. If you do not have a loan from your bank, then you can use Home Credit personal loan. Here you can definitely get the highest interest from the bank.
If seen, any loan without income target and without interest becomes unsecured, which makes your interest appear a little higher, like a credit card given by a bank. If you ever find yourself suddenly needing a loan, you can take out a personal loan of up to ₹2 lakh from Home Credit. Today’s article will explain the ins and outs of this. For this, you’ll need to read this article to the end.
What is Home Credit Loan?
Home Credit is an international NBFC currently operating in 9 countries including India. Home Credit offers personal loans up to Rs 2 lakh in India. Home Credit primarily caters to people with little or no credit history, which is why people prefer to take loans from this company. The process of taking a personal loan from Home Credit is very easy. You need very few documents during this process.
Some of the key features of Home Credit Personal Loan
- With the help of home credit company, you can take a personal loan ranging from Rs 25,000 to Rs 2 lakh.
- If your personal loan from Home Credit Company is approved, the loan amount will be transferred to your bank account within 24 hours.
- Minimal documentation is required to obtain a personal loan from Home Credit Company. All you need to avail this loan is a residential address proof, PAN card, Aadhaar card, and a bank account with net banking facility.
- You don’t need to pay any processing fees when taking out a Home Credit personal loan. Home Credit Company’s personal loan repayment period ranges from 18 to 48 months.
How to get Home Credit Personal Loan?
- To avail a personal loan from Home Credit, first of all you have to go to the Play Store of your smartphone and download and install the Home Credit Loan App.
- After that you will have to create an account in this app by entering your mobile number and after that you will be asked for some permissions, you will have to allow them.
- After that, the option of Personal Loan will appear in front of you, you will have to click on Apply Now there.
- After that you will have to select your email ID and select your language and then click on the option of Submit Loan Application.
- After that you will have to enter information like why you want to take the loan, what work you do, your important documents etc.
- Now you will have to upload a selfie and a photo of your PAN card and after that you will have to enter your personal information asked in the app.
- After that, you will be asked some questions in the app, you will have to answer them in Yes or No and after that you will have to click on Check My Offer.
- After clicking, a timer will appear in front of you, you will have to wait for that much time and after that you will have to select the loan amount you want to take and definitely check the loan repayment period and also check your EMI below.
- After that, you will have to accept the Terms and Conditions and click on the Continue option. If you have not entered your bank account details, you will have to submit them.
- After that you will have to upload the photo of Aadhar card in PDF format and after that you will have to click on Proceed.
- After clicking, a form will open in front of you where all your information will be visible and after that you will have to click on Activate below.
- After that you will have to add your bank account from which you want to take the loan amount. Click on Setup Debit.
- After that you will see a congratulations message which means that the loan amount you selected has been transferred to your bank account.
conclusion –
Friends, in today’s article, we have given you information about how to take a Home Credit personal loan. We have explained its entire online application process in detail so that you can easily take a Home Credit personal loan and can also get its benefits. Friends, if you all liked this article of today, then definitely share it.