Hello friends, I welcome you all to today’s article. Friends, I will give you information about how to take personal loan using Aadhar card. Friends, in today’s era of inflation, sometimes we require money to fulfil our needs and this happens with everyone. The richer a person is, the more loan he has to take. But, it has become very difficult for the poor and economically weak citizens to get money in today’s times. At present, any bank or company thinks many times before issuing loan to a common man. Sometimes it happens that we need money urgently, due to which the thought of loan comes to our mind.
If you also need money urgently and want to obtain loan of Rs. 10 thousand to 50 thousand, then you do not need to worry because now the government is issuing loan only on Aadhar card. In today’s article, we will tell you all the details about it so that you can easily take a loan from your Aadhar card while sitting at home and get its benefits. For this, you will have to read this article carefully till the end.
Documents required to avail loan through Aadhar cardÂ
If you want to apply online for a loan using your Aadhar card, then you must have some necessary documents for this –
- Aadhar card
- Pan card
- bank account
- mobile number
- Address proof
- income certificate
- passport size photo
Eligibility for loan through Aadhar card
Certain criteria have been prescribed by the government to obtain a loan through the Aadhar card. If you are able to fulfil these criteria, you can easily get the loan.
- The person taking loan using Aadhar card should be a married Indian resident.
- The minimum income of a married person taking loan should be 21 years and the maximum income should be 60 years.
- The minimum monthly weight of a married person should be Rs 15 thousand.
- The credit score of the applicant should be more than 750 and the applicant should not have a bad name in any bank.
How to take loan through Aadhar card?
If you want to apply online for a loan from your Aadhar card, then for this you will have to follow all the processes mentioned below step by step, which will be of this process –
- To take a loan through Aadhar card, first of all you will have to go to the official website of the concerned bank.
- After coming to the official website, you will have to click on the personal loan option on the home page.
- After clicking on the personal loan option, a new page will open in front of you where you will have to enter all your personal information like your name, age, PAN card, Aadhar card, mobile number etc.
- After entering all the information you will have to click on the submit option and to proceed further you will have to click on next.
- After that a new page will open where you will have to choose the amount of money.
- Now your eligibility will be checked by the bank. If you are eligible for this loan then your application will be approved immediately.
- After loan approval the loan amount will be transferred to your bank account within a few hours.
- By following all the steps mentioned above you can easily obtain a loan from your Aadhar card while sitting at home.
conclusion –
Friends, in today’s article I have given you all the information that how to take loan from Aadhar card, we have explained its complete online application process in detail so that you can easily take loan from your Aadhar card sitting at home and can also avail its benefit. Friends, if you all liked today’s article then please share this article.