Hello friends, I welcome you all to today’s article. Friends, I will give you information about how to take personal loan using Aadhar card. Friends, in this era of inflation, sometimes we require a loan to fulfil our needs and this happens with every individual. The richer a person is, the more loan he has to pay but it has become very difficult for the poor and economically weak citizens to get loan today. Nowadays, any bank or company thinks many times before giving loan to a common man.
Many times it happens that we need money urgently and then the thought of loan comes to our mind. If you too are in need of money urgently and want to take a loan of Rs. 10,000 to 50,000 then you need not worry because now the government is providing loan only through Aadhar card. In today’s article, we will tell you its complete information in detail so that you can easily take a loan through your Aadhar card and get its benefits. But for this you will have to read this article carefully till the end.
Interest rate on loan through Aadhar card
Currently, not much loan is given through Aadhar card. Any citizen can get a maximum loan of Rs. 50,000. If we talk about the interest rate of loan, then it is given immediately whose interest rate is also a little higher. If you want to take a loan through Aadhar card, then you will have to pay interest rate up to 12%. The most important thing is that it depends on your credit score. If your credit score is very good, then you will have to pay very less interest and if the CIBIL score is bad, then you can have to pay interest rate up to 15%.
Documents required to avail loan through Aadhar Card
- aadhar cardÂ
- pan card
- mobile number
- address proof
- Bank account statement
- passport size photo
How to take loan through Aadhar card?
If you want to apply online for a personal loan from your Aadhar card, then for this you will have to follow all the processes mentioned below step by step, which will be of this process –
- To take a personal loan from Aadhar card, first of all you will have to go to the official website of the concerned bank.
- After coming to the official website of the bank, you will have to click on the Personal Loan option on the home page.
- After clicking on the personal loan option, a new page will open in front of you where you will have to enter your personal information like your name, date of birth, PAN card, mobile number, Aadhar card etc.
- After entering all the information you will have to click on the submit option and to proceed further you will have to click on the next option.
- After clicking, a new page will open where you will have to choose the amount.
- After that your eligibility will be checked by the bank. If you are eligible for this then your loan will be approved immediately.
- After loan approval the loan amount will be transferred to your bank account within a few hours.
By following all the steps mentioned above, you can easily apply online for a personal loan from your Aadhar card while sitting at home.
conclusion –
Friends, in today’s article we have given you information that how to take a personal loan using Aadhar card and have explained its complete online application process in detail so that you can easily take a personal loan using your Aadhar card while sitting at home and can also avail its benefits. Friends, if you all liked today’s article then please share this article.