Hello friends, I welcome you all to today’s article. Friends, I will give you information about how to take personal loan using Aadhar card. Friends, if you are an Indian citizen then it is necessary to have an Aadhar card. Aadhar card acts as a form of identification for Indian citizens. It is used as identification while failing ITR, buying SIM card, opening a bank account, making passport and taking loans. Nowadays, people have found their own way to meet their financial expenses by taking loans. Now people take loans for everything from marriage to medical emergency.
Generally, to take a loan, many types of documents are required and also one has to go through verification due to which it takes some time to get the loan. In such a case, if you want to take it immediately then you can take a personal loan with the help of Aadhar card. In today’s article, we will tell you its complete information in detail so that you can easily take a loan from your Aadhar card and avail its benefits. But for this, you will have to read this article carefully till the end. 
What is Aadhar Card Personal Loan?
This is a type of personal loan which depends on your Aadhar card. To avail this loan you have to apply online and minimal paperwork is required. Many financial institutions and Finaket platforms now offer personal loans through Aadhar card based e-KYC verification. This method transfers money directly into your bank account, wherein Aadhar card acts as an important verification tool for both identity and address.
Why should one take Aadhar Card Loan?
- There is no need for any collateral to take personal loan on Aadhaar card.
- Those who take loan using Aadhar card can easily repay the loan payment period between 1 to 7 years.
- This loan is available to pensioners, self-employed and senior citizens. Apart from this, the maximum loan amount is different among all the loan giving companies.
How to take loan by Aadhar card 2025?
If you want to apply online for a personal loan using your Aadhar card, you will have to follow all the processes mentioned below step by step, which will be of this process –
- To take a loan from Aadhar card, first of all you will have to go to the website of the bank or loan giving company or download their mobile app.
- For a loan bigger than that you will have to paraselect the personal finance section and click on the Apply Now option.
- After that you will have to attach the necessary documents along with your personal details in the application form.
- For verification, you will have to upload the necessary documents like your Aadhar card, PAN card and income certificate.
- You will have to ensure that your Aadhar card is linked to your registered mobile number so that you can receive the OTP.
- After that you will have to enter the loan amount and choose a suitable repayment tenure.
- After that you will have to submit the application form. A representative will contact you for verification.
- Once the verification is complete and you are accepted for loan, the loan amount will be transferred to your bank account within 1 or 2 days.
In this way, by following all the steps, you can easily apply online for personal loan with the help of your Aadhar card.
conclusion –
Friends, in today’s article I have given you information about how to take a personal loan using the Aadhar card. I have told you about the complete online application process in detail so that you can easily take a personal loan using the Aadhar card while sitting at home by applying online and can also avail its benefits. Friends, if you all liked today’s article, then do share this article.