How to take loan from Aadhar Card |
Hello friends, I welcome all of you in today’s article. Friends, I will give you information about how to take personal loan using Aadhar card. Friends, if you are an Indian citizen then it is necessary for you to have Aadhar card. Aadhar card acts as a form of identification for Indian citizens. It is used as identification while failing ITR, opening a bank account, buying SIM card, making passport and taking loan. Nowadays people have found their own way to meet their financial expenses by taking loans.
Now people take loans for everything from marriage to medical emergency. Generally, to take a loan, many kinds of documents are required and also one has to go through verification due to which it takes some time to get the loan. In such a situation, if you want to take an immediate loan, you can take a personal loan with the help of Aadhar card. In today’s article, we will tell you its complete information in detail. For this you will have to read this article carefully till the end. 
What is Aadhar Card Personal Loan?
This is a type of personal loan which is dependent on your Aadhar card. Generally, to avail this loan one has to apply online and minimal paperwork is required. Many financial institutions and financial platforms now offer personal loans through Aadhar based e-KYC verification. This facility transfers money directly into your bank account, where Aadhar card acts as an important verification tool for both identification and address.
Documents required to avail loan through Aadhar Card
Some important documents are required to take a loan from Aadhar card, so it is mandatory for the applicant to have the following documents:-
- Aadhar card
- pan card
- mobile number
- Bank account statement
- address proof
- income certificate
- passport size photo
Aadhar Card Personal Loan Online Apply ?
If you want to apply online for a personal loan using your Aadhar card, you will have to follow all the processes mentioned below step by step, which will be of this process –
- To take a loan from Aadhar card, first of all you will have to go to the website of the bank or loan giving company or download their mobile app.
- For a loan bigger than that you will have to go to the personal finance section and paraselect and click on Apply Now.
- Apart from that, you will have to attach necessary documents along with your personal details in the application form.
- For verification, you will have to upload the necessary documents like PAN card, Aadhar card and Income Tax certificate.
- You will have to ensure that your Aadhar card is linked to your registered mobile number so that you can receive the OTP.
- After that you will have to enter the loan amount and choose a suitable repayment tenure.
- After that you will have to submit the application form, a representative will contact you for verification.
- Once the verification is complete and you are accepted for loan, the loan amount will be transferred to your bank account within 1 to 2 days.
In this way you can easily apply online for personal loan using Aadhar card by following all the steps mentioned.
conclusion –
Friends, in today’s article I have given you information about how to take a personal loan using your Aadhar card. I have explained the complete online application process in detail so that you can easily take a personal loan using your Aadhar card by applying online while sitting at home and also avail its benefits. Friends, if you all liked today’s article, then do share this article.