Hello friends, I welcome you all to today’s article. Friends, we will give information to all of you that how to take loan using Aadhar card. Friends, in today’s time, people sometimes need to take loan to fulfill their needs, so now you do not need to be worried thinking from where you can take your loan, because Aadhar card loan scheme has been started through which you can easily take loan.
If you want to take a loan from your Aadhar card then it is necessary for you to have a good credit score, only then you can get a loan through your Aadhar card. Complete information about this will be given in detail in today’s article so that you can easily take a loan from your Aadhar card. For this you all will have to read this article till the end. 
documents for aadhar card loan
Friends, if you also want to take a loan from your Aadhar card, then you will have to apply for a loan through Aadhar card. You will have to follow the online method to take a loan from Aadhar card. While applying, you are asked for some unnecessary documents which are necessary for the online application process.
- aadhar card
- pan card
- mobile number
- bank account passbook
- Address proof
- caste certificate
- income certificate
- passport size photo
Eligibility for loan through Aadhar card
Some criteria have been determined by the government to get a loan on the Aadhar card. If you are able to fulfill these criteria, then you can easily get a loan. Therefore, pay attention to the following conditions: –
- The person taking loan using Aadhar card should be a married Indian resident.
- The minimum income of a married person taking loan should be 21 years and the maximum income should be 60 years.
- The minimum monthly weight of a married person should be Rs 15000.
- Credit score should be more than 750 |
- The name of the person taking loan through Aadhar card should not be spoilt in any bank.
- It is mandatory for the mobile number to be linked to the Aadhar card.
How to take loan through Aadhar card?
If you want to apply online for taking loan from your Aadhar card, then for this you will have to follow all the processes mentioned below step by step, which will be of this process –
- To take a loan from Aadhar card, first of all you will have to go to the official website.
- After coming to the official website, you will have to click on the option you wish to apply for.
- After clicking on the apply option, a new application form will open in front of you.
- Now you will have to fill all the information asked in this application form correctly.
- After filling all the information you will have to click on the submit option.
- After that, a message will be sent to your registered mobile number through which you will be informed whether your loan has been approved or not.
- If you are eligible to take a loan then the loan amount will be credited to your bank account.
- By following all the steps mentioned above, you can easily apply online for a loan using Aadhar card while sitting at home.
How much interest will be charged for taking a loan through Aadhar card?
At present not much loan is given through Aadhar card. Any citizen can get a maximum loan of Rs. 50000. If we talk about the interest rate of the loan, then it is given immediately whose interest rate is also slightly higher. If you want to take a loan through Aadhar card then you will have to pay interest rate up to 12%. Most importantly, it depends on your credit score. If your credit score is very good, then you will have to pay very less interest, whereas if the civil score is bad then you can have to pay interest of up to 15%.
conclusion –
Friends, in today’s article we have given you all information about how to take loan from Aadhar card and have explained its complete online process in detail so that you can easily apply online for loan from your Aadhar card. Friends, if you all liked this information then do share this article with your friends.