Hello friends, I welcome you all. Friends, in today’s article you will know how to take loan from Aadhar card. Friends, if you are facing any kind of problem and you need immediate cash then you can avail the benefit of Aadhar Card Loan Scheme through which you can easily get loan up to Rs 50000. In today’s article, we will explain all this information in full detail so that you can easily take loan from your Aadhar card. That is why you will have to read today’s article till the very end.
Meaning of loan from Aadhar card
Due to some misconceptions people think that their Aadhaar card can be reduced like a credit card but this is completely a myth. Aadhaar card is not less like a credit card however it is an essential document for the entire loan process. In simple language, the process of taking loan through Aadhar card is called Aadhar card loan.
What are the documents required to take loan from Aadhar card?
- Aadhar Card
- Pan Card
- bank account passbook
- Mobile number
- Address proof
- income certificate
- caste certificate
- passport size photo
What is the eligibility to take loan from Aadhar card?
- The age of the applicant taking loan from Aadhar card should be between 21 years to 60 years.
- The minimum monthly salary of the applicant taking loan should be ₹ 15000.
- To take loan from Aadhar card, civil score should be 750 or more.
- There should be mobile number link in Aadhar card.
- The applicant taking loan should not have declared default by any bank.
How to apply for Aadhar Card Loan Scheme?
Friends, if you want to apply for a loan from your Aadhar card, then you will have to follow all the steps given below, which will be as follows –
- To take loan from Aadhar card, first of all you have to go to the official website of the concerned bank.
- In the website you will have to open the section “Personal Loan”.
- Now here you will see a new page in which you will be asked to provide information like your name, mobile number, Aadhar card number, date of birth, PAN card etc.
- On that page you will have to fill all your information correctly and click on the option of “Submit”.
- If you use it then you will have to click on next.
- On this page you will have to check your date of birth and period.
- Now the concerned bank or institution will verify your documents and status.
- If you are found eligible then your application will be accepted and if you are not eligible then your application will be rejected.
- Once you are eligible, you will get the benefit of Bank Aadhaar Card Loan Scheme after completing the prescribed procedure.
Interest rate on Aadhar Card Loan Scheme
Friends, on the basis of getting the loan from Aadhaar card, there is a general discussion about personal loan. This interest rate ranges from 10.50% to 14% on average. This interest rate varies depending on the policy of the bank or institution receiving your loan.
conclusion –
Friends, in today’s article we have informed everyone about how to take loan from Aadhar card. This complete online process is explained in full detail in today’s article so that you can easily take loan from your Aadhar card and also avail its benefits. Friends, if you want to know this then please share today’s article.