How to take loan from HDFC Bank
Hello friends, I welcome you all. Friends, in today’s article you will know how to apply for personal loan from HDFC Bank. Friends, if any person considers it more appropriate to take a loan from the bank instead of borrowing from family or friends for his personal expenses like travel, marriage, education etc.
But the process of personal loan is not so easy in all banks. HDFC Bank provides personal loan facility from Rs 50,000 to Rs 40 lakh with low interest rate and very easily from your home by eliminating all the problems. Friends, if you also want to apply for a personal loan from HDFC Bank, then in today’s article we will tell you all the information in full detail so that you can easily apply for a personal loan from HDFC Bank and avail the benefits. | That’s why you all have to read this article carefully till the end.
Documents to take loan from HDFC Bank
- Aadhar Card or any other identity proof ID
- certificate of address
- Pan Card
- Mobile Number
- Latest salary slip for salary earners
- Form No. 16
- company id card
- Bank statement of last three months
- passport size photo
Eligibility for HDFC Personal Loan?
- The applicant taking loan from HDFC Bank must be a citizen of India.
- The minimum age of the applicant to take personal loan from HDFC Bank should be 21 years and the minimum age should be 60 years.
- The minimum monthly salary of the applicant for having a salary account in HDFC Bank should be Rs 25000.
- In case of having an account in HDFC bank, the monthly income should be Rs 50000.
- The applicant must have been employed for 2 years at the time of application.
- The minimum monthly payment for golden age personal loan is Rs 75000.
How to apply for HDFC personal loan?
If you want to apply online to take a personal loan from HDFC Bank, then you will have to follow all the steps given below, which will be as follows –
- To take a personal loan from HDFC Bank, first of all you have to go to the HDFC Personal Loan official website.
- After that on the home page you will have to click on the option of “Apply Online”.
- After that a new page will open in front of you. If you are doing a job then you will have to click on the option of “Salaried” and if you are doing any trade or business then you will have to click on the option of “Self Employed/Business”.
- After that you will have to select your mobile number, date of birth and any one of the security boxes given below and click on “View Loan Eligibility”.
- After that an OTP will come on the mobile number given by you, you will have to enter that OTP and click on the option of “Submit OTP”.
- Now a form will open in front of you where you will have to enter all the required information like address, PAN card number, pin code and any other required information and click on “Continue”.
- Then select the amount you want to loan as per your requirement and an OTP will come, you will have to enter that OTP.
- If you are taking a loan from which account, you will have to select the account here and then click on verification.
- After completing all the steps, you will have to click on submit application and a message will be sent to your mobile number saying that your application has been completed.
- The loan amount will be transferred to your bank account along with loan approval after verification of your documents and documents in the next 4 working days.
conclusion –
Friends, in today’s article you have been given information about how to apply for a personal loan from HDFC Bank. This complete online information is given in full detail so that you can easily apply for a personal loan from HDFC Bank and so. Profit can also be taken. Friends, if you like this information then please share this article.