Hello friends, I welcome you all to today’s article. Friends, I will tell you all how to take loan from HDFC bank. Friends, if you need money for some work and you do not want to borrow money from your relatives or friends then you can apply for personal loan from HDFC Bank because HDFC Bank gives maximum interest to its customers from Rs 50 lakh up to Rs 40 lakh. Provides personal loan. Friends, if you also want to take a personal loan from HDFC Bank, then in today’s article we will tell you all the information in full detail so that you can easily take a personal loan from HDFC Bank at the comfort of your home and avail its benefits. That’s why you will have to read this article to everyone so carefully.
What are the documents to take personal loan from HDFC bank?
- identity certificate – ration card, pan card, passport, Voter ID, driving license etc |
- income certificate – Income tax return form of last 2 years, salary slip of last 3 months
- Address proof – aadhar card, electricity bill, voter card, driving license etc
- Bank statement of last 6 months
- Latest photograph of the applicant
How to apply for personal loan from HDFC Bank?
Friends, if you want to apply online to take a personal loan from HDFC Bank, then you will have to follow all the steps mentioned in your niche, which will be as follows –
- To take a personal loan from HDFC Bank, first of all you have to open the official website of HDFC Bank.
- After visiting the official website, you will have to click on the option of Personal Loan in the Loan field on the home page.
- After clicking, a new page will open in front of you in which information about HDFC Bank personal loan will be shown.
- After reading the personal loan information, you will have to click on the Get Instant personal loan option.
- After clicking, a new page will open on your screen in which you will have to select any one option among Salaried or Self Employed/Business.
- After verification, a small page will appear on your screen in which you will have to enter your mobile number and PAN card number and click on HDFC Bank terms and conditions box and click on View Loan Eligibility link.
- According to your eligibility, loan amount will be offered from HDFC Bank. To avail this loan amount, you will have to click on the option of Apply Now.
- If you use it, the HDFC bank personal loan apply form will open on your screen and you will have to enter all the information asked by HDFC bank.
- The user will have to complete the KYC process through Aadhaar card by uploading the required documents.
- After completing the KYC process, you will have to check the loan amount and loan tenure.
- You will have to set up E Mandate to debit the payment of your bad loan.
- After completing all these steps, your loan application form will be verified by HDFC Bank. If you use bad your loan will not be approved.
Interest rate for taking personal loan from HDFC Bank
Friends, HDFC Bank gives personal loans to its customers at low interest rates. HDFC bank personal loan interest rates vary from 10.75% to 24%. hdfc bank personal loan interest rate depends on the applicant’s credit score and any responsibilities. If the credit score of the applicant is more than 750 then HDFC bank will provide personal loan at the lowest interest rate to the applicant.
conclusion-
Friends, in today’s article we have given you all the information about how to take a personal loan from HDFC Bank and the entire online process has been explained in full detail so that you can easily take a personal loan from HDFC Bank from the comfort of your home and so on. Benefits can be availed. Friends, if you want to let everyone know then please share this article.