How to take loan from PNB Bank
Hello friends, I welcome you all. Friends, in today’s article we will give information about how to take a loan from Punjab National Bank. Friends, Punjab National Bank is a very good government bank which provides good facilities to all its customers from time to time. Friends, different types of unsecured loans are given under PNB Bank, a favorite bank of India. If you also want to take a loan from Punjab National Bank, then in today’s article we will tell you all the information about it in detail so that you can easily take a loan from Punjab National Bank. For this, you have to read today’s article carefully till the end.
Interest rate on loan from Punjab National Bank
If you want to take a loan of Rs. 100000 to 1000000 from Punjab National Bank, then the interest rate will be 8.95%.
The loan amount provided by Punjab National Bank has to be repaid in a period of 5 years.
For people who receive pension, the interest rate for taking loan from Punjab National Bank is 10.75%.
There is a processing fee of up to 1% for taking loan from PNB Bank.
To take a loan through PNB Bank, you must have a CIBIL score of at least 650.
If you want to get a PNB personal loan between Rs. 5 lakh to Rs. 10 lakh, then the interest rate will be 10.30% (for non-salary people)
Documents required to take loan from Punjab National Bank
1.Aadhar Card
2.Mobile Number
3.Bank Account Passbook
4.PAN Card
5.Email ID
6.Residence Certificate
7.Identity Card
8.Income Certificate
9.Bank Statement of last 6 months
10.Income Tax Return of last 3 years must be submitted
11.Passport size photo.
How to apply online to take a loan from PNB Bank?
Friends, if you want to take a loan from Punjab National Bank, then for this you have to follow all the steps given below, which will be like this – To take a loan from Punjab National Bank, first of all you have to go to the official website of Punjab National Bank, which will be like this – After coming to the official website, you have to click on the option of Loans.
After that, you have to click on the option of Apply in front of the option of Personal Loan Scheme for Public. After that you will get the option of Retail Loan, on which you have to click. Now you have to click on the option of Personal Loan, which will be like this – After that, you have to enter all the information asked from you and successfully apply online for PNB Personal Loan. After applying online, money is transferred to your bank account.
By following all these steps mentioned above, you can easily take a loan from Punjab National Bank and take advantage of it.
Conclusion –
Friends, in today’s article, we have given you all the information about how to take a loan from Punjab National Bank. Its complete online process has been explained in detail in today’s article so that you can easily take a loan from Punjab National Bank. Friends, if you people like this information, then share it.