Hello friends, I welcome you all to today’s article. Friends, we will inform you how to take personal loan from PNB bank. Friends, Punjab National Bank is offering personal loan up to Rs. 20 lakh with an initial interest rate of 10.40% per annum to meet the personal needs of its customers. If you want to take personal loan for hospital expenses, house repairs, education etc. then this option of Punjab National Bank may be better for you.
By taking loan from here once, you can repay it within a period of up to 84 months. Friends, if you also want to take a personal loan from Punjab Bank, then in today’s article we will tell you all the information about it in detail so that you can easily take a personal loan from Punjab Bank. For this, you all have to read this article carefully till the end. 
Documents required to get loan from Punjab Bank
- aadhar card
- pan card
- ration card
- mobile number
- Salary slip if you are a salaried person
- If you are a businessman then you should have salary slip of last one year before Form 16.
- passport size photo
Eligibility for Punjab Personal Loan
- The married person taking loan from Punjab National Bank should be a citizen of India.
- After that, the age of the person taking loan from PNB bank should be between 21 years to 60 years.
- The monthly income of the person applying for personal loan should be more than Rs 10,000.
- If you take loan from Punjab National Bank then you should be a salaried person or self employed.
Benefits and Features of Punjab Personal Loan
- Punjab National Bank provides loan facility to army personnel without processing fees.
- For those holding non-salaried jobs, a maximum loan amount of up to Rs. 5 lakh can be given for 5 years or till the age of 65 years.
- Pension holders can avail a loan ranging from Rs 25,000 to a maximum of Rs 10 lakh, which has to be repaid within 5 years or till the age of 78 years.
- If you choose personal e-payment option then you will not have to pay any charge for it.
- For PNB Personal Loan, the beneficiary is not required to deposit any security however a third party guarantee will have to be given for the same.
- The amount of personal loan a applicant will get will depend on his monthly income and his ability to repay the loan.
How to take personal loan from PNB bank ?
Friends, if you want to apply online for personal loan from Punjab National Bank, then for this you will have to follow all the steps given below, which will be of this type –
- To take a personal loan from Punjab National Bank, first of all you will have to go to the official website of Punjab National Bank.
- On the home page of the official website you will have to select the Online Service option. After which many options will come in front of you out of which you will have to select the Online Loan option.
- After that a new page will open in front of you in which you will have to enter all the information asked and also upload the necessary documents and after that you will have to click on the submit option.
- After that the information and documents provided by you will be verified by the employees and if you are eligible to apply for a loan, the bank will contact you and you will get the loan.
- With this scheme, you can easily take a personal loan from Punjab National Bank while sitting at home.
conclusion –
Friends, in today’s article we have given you all the information that how to take a personal loan from PNB bank and have explained its complete online process in detail so that you can easily take a personal loan from Punjab National Bank while sitting at home and can also avail its benefits. Friends, if you all like this information then do share this article.