Hello friends, I welcome all of you to today’s article. Friends, I will inform you all about how to get a personal loan from every bank. Friends, in today’s time the need of taking a loan is becoming more and more difficult for a middle class family because it is becoming difficult for a middle class family to fulfill all the needs of the family, that is why State Bank of India has made the loan facility available. If you also want to take a personal loan from SBI Bank, today’s article will tell you all the information in detail so that you can easily take a personal loan from SBI Bank and avail its benefits. That’s why you all have to read this article carefully till the end.
Features of SBI Bank Personal Loan
- SBI bank helps you avail loan at lower interest rate compared to any other bank.
- State Bank of India provides personal loans to all park people. like business man, pensioner, job seeker, self employed etc.
- If your age is between 21 years to 60 years then you can apply for SI personal loan.
- You can take a loan from Rs 25000 to Rs 20 lakh from SBI bank.
- SSBI bank gives you time ranging from 6 months to 6 years to repay the loan so that you can repay the loan as per your convenience.
- Before taking a loan from SBI Bank, you must calculate the EMI of SBI Bank personal loan so that you know how much installment you have to pay.
Documents to take personal loan from all banks
- Aadhar card
- pan card
- address proof
- KYC documents
- income certificate
- Last 6 months salary slip and 3 months bank statement
How to take loan from SBI YONO App?
Friends, if you want to take a loan from Sabi Yono app, then for this you will have to follow all the procedures mentioned below, which will be like this –
- To take loan from SBiI YONO App, first of all you have to download and install SBI YONO App from Google Play Store on your mobile phone.
- You will have to open YONO App in your mobile phone and you will have to register and login.
- After logging in, the interface for using this app will open in front of you. Here you will have to click on the above 3 lines and then you will have to click on the loan application.
- After clicking on the loan request, you will have to select the personal loan.
- After that you will have to click on Express Credit Loan > Apply Now.
- Now you will get information about features, eligibility, documentation, interest & fees and EMI calculation which you can read.
- Now to apply you will have to click on the niche apply now button.
- After clicking, the application form to apply for the loan will open in front of you. You will have to remember all the information asked by you and click on Next.
- After considering all the information, the loan amount will appear before you and you will be eligible to take Jitana loan. If you use it here, you will have to click on the next button.
- After using it, you will receive an OTP on your registered mobile number which you will have to verify by entering it in the box shown on the screen.
- Once the OTP is verified, a Congratulations message will appear on your screen.
- Now you will have to visit the branch with reference number and sanction letter within 7 days. The reference number and citation will appear on your screen.
conclusion –
Friends, in today’s article we have given you all the information about how to get a personal loan from SBI bank, this complete information is given in full detail so that you can easily take loan from SBI YONO App and avail its benefits. Friends, if you want to let everyone know then please share this article.