how to take personal loan from aadhar card
Hello friends, I welcome you all to today’s article. Friends, I will give you information about how to take loan using Aadhar card. Friends, there are so many people in India who are not able to fulfill not only their desires but also their needs.
We all know that nearly 65 percent of the middle class in India depends on loans for most of their needs, but half of their life is spent in running around to take a loan. Apart from this, one had to pay higher interest on taking loan from private banks. Very few people know that one can easily get online loan through Aadhar card. If you are looking to take a loan, then in today’s article we will tell you its complete information in detail so that you can easily take loan through your Aadhar card and avail its benefits. For this you will have to read this article carefully till the end.
Eligibility for Aadhar Card Loan
- The person taking loan using Aadhar card should be a married Indian citizen.
- The age of the applicant taking loan through Aadhar card should be more than 21 years and less than 60 years.
- The loan applicant should have a good credit score of more than 650
- The applicant applying for loan through Aadhar card must have a valid Aadhar card and PAN card.
- The awaking person must have a stable source.
How to take loan through Aadhar card?
It is very easy to take a loan through Aadhar card. Though the Indian government has provided the facility of taking loan under several schemes, but you can take a loan of upto Rs 25 lakh through your Aadhar card. Those people who want to build their house or start a business can do it easily. Farmers are also given a concession in the Aadhar card loan scheme of the government.
Home loan can also be taken through this. Apart from this, Aadhar Card Loan Yojana gives you the opportunity to take loans of many types to the people who are citizens of India and do not have any old loan dues, along with this, those who are capable of repaying the loan can also take the loan. This is a government scheme, hence you do not need some documents too. If you want, you can even apply online.
Friends, if you want to apply online for personal loan using your Aadhar card, then for this you will have to follow all the processes mentioned below step by step, which will be of this process –
- Select Financial Institution :- First of all you will have to choose a bank or financial institution which provides loan through Aadhar card.
- Fill the online application form: You have to go to the official website of the institute and fill the personal loan application form. You have to fill in your personal information, income statement and Aadhar card statement.
- Upload Documents: Along with the application form, you will have to upload your PAN card, Aadhar card and other required documents (like salary slip, bank statement).
- submit application : After filling all the information you will have to submit the application form and your information will be checked shortly.
- Loan Approval : If your application is received correctly and your eligibility is complete, your loan will be approved within 10 minutes and the loan amount will be transferred to your bank account.
Benefits of Aadhar Card Loan
- Quick Loan Approval :- Your loan gets approved within a few minutes of application.
- Ordinary Documents :- Application can be made only with Aadhar card and PAN card.
- low interest rates :- Many financial institutions provide you loans at cheap interest rates.
- You can apply online from the comfort of your home, which saves time and you do not need to give any property or guarantee.
conclusion –
Friends, in today’s article we have given you information about how to take loan from Aadhar card. We have told you about its complete online application process in detail so that you can easily take loan from Aadhar card sitting at home and can also avail its benefit. Friends, if you all liked today’s article then please share it.