Paytm personal loan apply 2025 | How to take loan from Paytm 2025 | How to take personal loan from Paytm

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Hello friends, I welcome you all to today’s article. Friends, we will inform you how to take personal loan from Paytm. Friends, Paytm mobile app is the most liked payment app in the country. A few years ago, Paytm was given the status of a payment bank. For this reason, now Paytm is providing facilities like business loan, personal loan etc. for its users. Through Paytm personal loan any person can take a personal loan of up to Rs. 3 lakh in 2 minutes. Whose repayment period will be 48 months. If you want to take a loan from Paytm as a personal loan for a period of 1 month,

then you will not have to pay any interest rate, that is, this loan will be given to you at an interest rate of 0%. However, for the maturity period the interest rate will depend on the loan amount and credit score. Friends, if you also want to take a personal loan from Paytm, then in today’s article we will tell you its complete information in detail so that you can easily take a personal loan from Paytm while sitting at home and avail its benefits as well. For this you all will have to read today’s article carefully till the end. Paytm

Documents required to avail personal loan from Paytm

If you want to apply for a personal loan from Paytm, then for this you will need some documents which will be as follows –

  1. aadhar card 
  2. pan card
  3. Bank statement
  4. Latest salary slip
  5. Any business or job document
  6. mobile number linked to aadhaar card
  7. passport size photo

Eligibility for Personal Loan from Paytm

  1. Salaried individuals or self-employed individuals can apply for personal loan from Paytm.
  2. To take loan from Paytm your age should be at least 18 years.
  3. To take a personal loan, your monthly salary should be at least Rs 12,000.
  4. Only Indian citizens can apply for personal loan from Paytm Payment Bank.
  5. If you are proven to be a defaulter then you will not be able to apply for a personal loan from Paytm.
  6. It is necessary for you to have at least 2 years of work experience and your civil score should be good.
  7. You should have a good record of financial transaction only then you will be able to take personal loan from Paytm payment bank.

How to take personal loan from Paytm?

Friends, if you want to apply online for personal loan from Paytm, then for this you will have to follow all the processes given below step by step, which will be of this process –

  1. To take a personal loan from Paytm, first of all you will have to install the Paytm application from the Google Play Store on your mobile phone.
  2. After installation, you will have to open this app in your mobile phone and sign up through mobile number.
  3. After signing up, you will get the option of Add Bank Account in the Paytm dashboard, on which you will have to click and link your bank account to Paytm.
  4. After that you will have to click on the personal loan section and then you will get the tab “Check Your Loan Offer” then you will have to click on that tab.
  5. After clicking, a new page will open in front of you where you will have to enter your email ID, date of birth, PAN card number and then accept the terms and conditions and click on the option to proceed.
  6. After that, the next page will open where you will have to enter the information like income type, company name, monthly income of the year, PIN code, where you want to use this loan etc. and click on the Confirm option.
  7. After clicking, a new page will open in front of you where your eligibility will be checked and if you are eligible then you will see a Congratulations Pop Up Page. In this you will also see the loan amount for which you are eligible.
  8. After that you will have to click on the “Get Started” option and after that a new page will open in front of you where you will have to select the EMI and tenure of the loan amount and continue.
  9. After that you will have to upload your selfie and after that to do KYC you will have to enter Aadhar number and security code and click on send OTP option and verify the OTP.
  10. After doing all this, you will have to select your gender and submit the pin code.
  11. After that, a new page will open in front of you where you will have to submit bank information like account number and IFSC code.
  12. After that the application process for the loan will be completed.

By following all the steps given above, you can easily apply online for personal loan from Paytm while sitting at home and can also avail its benefits.

conclusion –

Friends, in today’s article we have given you all information about how to take a personal loan from Paytm. We have explained its complete online application process in detail so that you can easily take a personal loan from Paytm while sitting at home and avail its benefits. Friends, if you all like today’s article then please share it.

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