PhonePe Personal Loan Apply Online | How to take loan from PhonePe | How to take personal loan from PhonePe 2025

PhonePe Personal Loan Apply Online |

Hello friends, I welcome you all to today’s article. Friends, we will give you information about how to take personal loan through PhonePe. Friends, today is such a time when any person needs money but due to lack of money, you are not able to do any work or any business, so to solve this problem we have brought this article for you. Through PhonePe, you can easily get a personal loan ranging from 50 thousand to 5 lakhs within just 5 minutes. But for this you will have to read this article carefully till the end.

Eligibility for PhonePe Personal Loan

1. To take a personal loan from PhonePe, first of all you must be a principal resident of India.
2. To take personal loan from PhonePe, it is very important that the age of the applicant should be between 21 years to 57 years and it is necessary to have own bank account.
3. The CIBIL score of the applicant taking loan must be more than 700.
4. If you want to use PhonePe then it is very important to use Paytm in your Android phone.

Documents required to avail personal loan from PhonePe 

If you apply for a personal loan through PhonePe, then you must have some necessary documents for it.

1. Aadhar card
2. pan card
3. email id
4. mobile number
5. Bank account statement of last 6 months is a must
6. passport size photo

How to take personal loan from PhonePe?

If you want to apply online for personal loan from PhonePe, then for this you will have to follow all the processes mentioned below step by step, which will be of this process –

1. To take a personal loan from PhonePe, first of all you will have to go to the Google Play Store of your smartphone and download the PhonePe App.
2. After that you will have to register in the app with your mobile number and after that you will have to link your bank account with UPI ID.
3. After that, in your dashboard, near the Recharge & Bills option, you will see the option of “See All”, on which you will have to click.
4. After that you will see the names of some third party companies below “Recharge & Pay Bills”.
5. Like bajaj finance LTD, Moneyview, Avail Finance, navi, kreditbee, buddy loan, home credit etc. You will have to select the company from which you want to take a loan.
6. If you want to take a loan from Moneyview then you will have to download this app from Google Play Store.
7. After that you will have to open this app and after opening it you will have to unregister with the same mobile number with which you had registered on PhonePe.
8. After that you will have to give some personal information to him.
9. After that all the personal loan offers will be openly available to you. From these you will have to choose any plan as per your wish under Select Your Loan Plan.
10. After that you will have to upload the necessary documents by submitting the bank details.
11. After doing all this, within some time your loan will be approved in your bank account.

By following all the steps mentioned above, you can easily apply online for personal loan from PhonePe while sitting at home.

conclusion –

Friends, in today’s article we have given you information about how to take a personal loan from PhonePe. We have told you about its complete online application process in detail so that you can easily take a personal loan from PhonePe while sitting at home and can also avail its benefits. Friends, if you all liked today’s article then please share this article.