Hello friends, I welcome you all to today’s article. Friends, I will inform you how to take a personal loan using PhonePe. Friends, today anyone may need urgent money, in such a situation, if you want to take a loan from the bank, you may have to go through the difficult process of taking a lot of time. And if you also need immediate money like this, then you can choose this personal loan option being offered through the digital transaction mobile application PhonePe.
Here you can get a loan of Rs 50 thousand to Rs 15 lakh very easily and quickly. If you also want to take a personal loan through PhonePe, then in today’s article we will tell you all the information about it in detail so that you can easily take a personal loan through PhonePe and avail its benefits. But for this you will have to read this article carefully till the end.
Documents Required for PhonePe Personal Loan
- Aadhar card
- Pan Card
- Bank account
- salary slip or bank statement
- mobile number linked to aadhaar card
Benefits of PhonePe Personal Loan
- You do not need to go to any bank to take a personal loan from Phonepe.
- To take personal loan from PhonePe, the person’s CIBIL score should be good and interest is charged as per the partner company.
- A good credit score can help you get a loan at a low interest rate.
- The beneficiary does not have to depend on any of his relatives or friends for immediate money. Similarly, you can get an instant loan sitting at home in just a few steps.
- In this, you are also given some gift from time to time through some offers.
How to take personal loan from PhonePe?
If you want to apply online for personal loan from PhonePe, then for this you will have to follow all the processes mentioned below step by step, which will be of this process –
- To take a personal loan from PhonePe, first of all you have to ensure whether PhonePe Mobile App is installed in your mobile or not.
- If not, then you will have to download and install PhonePe Mobile App from Play Store.
- After installing, you will have to open this app and login with your mobile number. In this you will have to use the mobile number which is linked to your bank account.
- Now you will have to add your bank account in this. After completing all the formalities you will have to link your account with UPI ID.
- After that, you will have to click on the See All option in the Recharge & Bills section in the dashboard of the app.
- After doing this, you will get the option of financial survey and tax below, on which you will have to click and then click on the loan option.
- Now here you will see the list of some third party companies like Moneyview, Navi, Paytm India, Bajaj Finance etc.
- Whichever company you want to take a loan from, you will have to install that application in your mobile phone.
- After that you will have to register on this application with the same mobile number with which you had created your ID on PhonePe.
- After that you will have to enter all the required information. After entering all the information you will have to choose the option of personal loan.
- After that you have to file a complaint with your bank and upload some important documents. After completing all the formalities you have to click on the option of Apply for Loan.
- After the application is completed, your documents will be scrutinized and if everything is found correct, then after some time your loan will be sent to your bank account.
conclusion –
Friends, in today’s article we have given information about how to take a personal loan from PhonePe. We have explained its complete online application process in detail so that you can easily take a personal loan from PhonePe while sitting at home and can also get its benefit. Friends, if you all liked today’s article then please share this article.