PhonePe Personal Loan Online Apply 2025 | How to take loan from phonepe

PhonePe Personal Loan Online Apply 2025 |

Hello friends, I welcome you all to today’s article. Friends, I will give you information about how to take a personal loan through PhonePe. Friends, if you too are feeling the need for an instant loan but want to avoid the long and complicated procedures of banks, then you can get an instant personal loan through PhonePe.

PhonePe is no longer just a payment app but it has now become a financial service platform that provides you the facility of getting a loan quickly and without any hassle. If you also want to take a personal loan through PhonePe, then in today’s article we will tell you its complete information in detail. For this you will have to read this article carefully till the end.

Documents for PhonePe Personal Loan

1. Aadhar Card
2. Pan Card
3. Email id
4. Mobile Number
5. It is necessary to have bank statement of last 6 months.
6. passport size photo

Eligibility for PhonePe Personal Loan

1. The applicant applying for personal loan over phone must be a principal resident of India.
2. The age of the applicant taking personal loan through PhonePe must be between 21 years to 57 years and he/she must have his/her own bank account.
3. If you want to avail the benefits of PhonePe then it is very important to use Paytm in your Android phone.

How to take personal loan from PhonePe?

If you want to apply online for personal loan from PhonePe, then for this you will have to follow all the processes mentioned below step by step, which will be of this process –

1. To take a personal loan from PhonePe, first of all you will have to download and install the PhonePe app from the play store of your mobile phone.
2. After that you will have to register in the app with your mobile number and after that you will have to link your bank account with UPI ID.
3. After that, in your dashboard, near the Recharge & Bills option, you will see the option of “See All”, on which you will have to click.
4. After that, you will see names of some Third Party Companies in front of “Recharge & Pay Bills” like – Bajaj Finance LTD, Buddy Loan, Kreditbee, Avail Finance, Home Credit, Navi etc. You will have to select the company from which you want to take loan.
5. If you want to take a loan from Moneyview then you will have to download this app from Google Play Store.
6. After that you will have to open this app and after opening it you will have to register with the same mobile number with which you had registered on PhonePe.
7. After that you will have to enter some personal information.
8. After that, all the personal loan offers will come to you from which you will have to choose any plan as per your wish under Select Your Loan Plan.
9. After that you will have to upload the necessary documents by submitting the bank details.
10. After doing all this, within some time your loan will be approved in your bank account.

In this way, by following all the steps mentioned above, you can easily apply online for PhonePe personal loan while sitting at home.

conclusion –

Friends, in today’s article I have given you information about how to take a personal loan from PhonePe. I have told you about its complete online application process in detail so that you can easily take a personal loan from PhonePe by applying online while sitting at home and can also avail its benefits. Friends, if you all liked today’s article then do share this article.