Hello friends, I welcome you all to today’s article. Friends, I will inform you how to take personal loan from PhonePe. Friends, if you want to take an instant personal loan, now you can easily take loan on Aadhar card through the PhonePe app. Under the PhonePe loan facility, you can get instant loan from Rs 50,000 to Rs 5 lakh, that too only with Aadhar card and PAN card. The special thing is that this loan is completely digital, due to which you will not need to go to the bank.
You can get loan approval within a few minutes of applying and the loan amount will be directly transferred to your bank account. If you also want to take a personal loan through PhonePe, then in today’s article we will tell you its complete information in detail so that you can easily take a personal loan through PhonePe and avail its benefits. But for this you will have to read this article carefully till the end.
What is PhonePe Loan?
PhonePe is a digital payment application which in addition to services like UPI, Recharge, money transfer, bill payment, is now also providing personal loan facility. This facility is made available through third party NBFCs or banks present within the PhonePe app.
Documents for PhonePe Personal Loan
- Aadhar card
- pan card
- Salary Slip
- Bank account statement
- mobile number
- Passport size photo
Eligibility for PhonePe Personal Loan
- It is necessary for the person taking personal loan through PhonePe to become a permanent citizen of India.
- The age of the applicant applying for personal loan through PhonePe should be between 21 years to 60 years and the applicant should have a satisfactory CIBIL score of 650 or more.
- It is important to have proof of income. There should be a user who uses PhonePe regularly.
How to take personal loan from PhonePe?
Friends, if you want to apply online for personal loan from PhonePe, then for this you will have to follow all the processes mentioned below step by step, which will be of this process –
- To take personal loan from PhonePe, first of all you will have to download and install the PhonePe app from the Google Play Store of your smartphone.
- If you already have PhonePe application in your mobile phone then first of all you will have to update it from Google Play Store.
- After that you will have to start this PhonePe app and enter all your information.
- After that you will have to go to PhonePe to see the video of the application, in which you will have to click on the loan option.
- After that you will get to see desired offers related to loan which you will have to choose as per your need.
- After that you will have to click on the personal loan option, now you will get a loan application form to apply for personal loan.
- After that, all the information related to state left step will have to be entered in detail in this loan application form.
- After that, all the necessary documents will have to be scanned and applied and after that you will have to complete the E KYC of the loan and e-sign the loan agreement and click on the submit option.
- After clicking on submit option, you will have to apply for PhonePe Loan Online as per your choice.
In this way, by following all the steps mentioned above, you can easily apply online for PhonePe Personal Loan while sitting at home.
conclusion –
Friends, in today’s article I have given you information about how to take a personal loan from PhonePe. I have told you about its complete online application process in detail so that you can easily take a personal loan from PhonePe by applying online while sitting at home and can also avail its benefits. Friends, if you all liked today’s article then do share this article.