PhonePe Personal Loan Online Apply 2026
Hello friends, I welcome you all in today’s article. Friends, we will give you information about how to take a personal loan from PhonePe. Friends, nowadays almost all the citizens of India use the PhonePe application. We all know that everyone uses the PhonePe application for digital transactions through which they

complete their lending process. But for your information, let me tell you that PhonePe is such an important application with the help of which you can also take a personal loan for your needs. We’ll cover all the details in today’s article. For this, you’ll need to read this article carefully until the end.
PhonePe Personal Loan Interest Rate
The maximum loan amount that can be availed through PhonePe is more than Rs. 5 lakhs, however, this loan amount depends on your profile and at the time of application, you can mainly know the percentage of interest that can be charged on the loan amount and can get it while applying. Keep in mind that before availing the loan, applicants must have all the information related to the loan such as interest rate, loan repayment period, time limit, processing fee and all other information.
Documents required to avail loan from PhonePe
To avail a loan through PhonePe, you need to have some important documents, the knowledge of which is very important for you to avail the loan easily. All the documents required to complete the PhonePe loan process are mentioned below.
- Aadhar card
- Pan card
- Email id
- Mobile number
- Bank passbook
- salary slip
- Bank statement for 6 months
- Passport size photo
PhonePe Personal Loan Online Apply ?
If you want to apply online for a personal loan from PhonePe, then for this you will have to follow all the procedures given below step by step, which are as follows –
- To take a personal loan from PhonePe, first of all you will have to download PhonePe Apps and PhonePe Business Apps from the Play Store of your mobile phone.
- After that, registration will have to be done in the application through mobile number.
- After registration, you will have to link your bank account in the application and activate your UPI ID.
- After completing all the processes, you will have to come to the dashboard and after that you will get an option of See All on which you will have to click.
- After that, a list of loan giving companies will appear and you can select the company from which you want to take a loan.
- Then the application form related to taking loan will open in which you will be asked for personal information which you will have to fill carefully and submit.
- After that you will have to provide details related to the loan such as loan amount, loan repayment period and any other information.
- After that, you will have to fill the details of the bank from which you want to take the loan amount and finally, you will have to scan and upload all the required documents.
- After doing all this, you will have to submit your loan application form finally.
- After that, the loan gets approved through PhonePe within some time and after that the loan amount is transferred directly to your bank account.
conclusion –
Friends, in today’s article, we have given you information about how to take a personal loan from PhonePe. We have explained its entire online application process in detail so that you can easily take a personal loan from PhonePe while sitting at home and can also avail its benefits. Friends, if you all liked today’s article, then please share this article.