SBI Personal Loan Online Apply |
Hello friends, I welcome you all to today’s article. Friends, we will inform you how to take a personal loan from SBI Bank. Friends, State Bank of India has started a new facility for its customers. Now you can take a personal loan of Rs 50 thousand to 20 lakh from SBI Bank. You will get this loan quickly and easily. The special thing about this loan is that you will not have to do much paperwork for this.
This personal loan of SBI is very beneficial for those people who need a small amount of money, whether you are saving money for marriage or want to buy some essential items, this loan may be useful for you. In today’s article, we will tell you its complete information in detail so that you can easily take a personal loan from SBI bank and avail its benefits. But for this you will have to read this article carefully till the end. 
Features of taking personal loan from SBI Bank
- The interest rate on SBI personal loan is the lowest compared to other banks.
- Your age should be between 21 years to 60 years which makes you eligible for SBI personal loan.
- You can get a loan ranging from Rs 25 thousand to Rs 20 lakh from SBI Bank which can help you in fulfilling your personal needs.
- You get a tenure of 6 months to 6 years through which you can repay the loan as per your convenience.
- You do not need to do much formality to take a loan from SBI Bank; you can apply for it either online or offline.
- You get a fixed interest rate on SBI personal loan which gives you stability for the coming period.
- All personal loans can be extended to all people like salaried people, pensioners, self-employed, businessmen etc.
- For your convenience, you should first calculate the EMI of SBI personal loan so that you can get information about your instalments.
Documents required to get loan from SBI Bank
- Aadhar card
- Pan card
- address proof
- KYC Documents
- income certificate
- Last 6 months salary slip and 3 months bank statement
How to get personal loan from SBI Bank?
If you want to apply online for personal loan from SBI bank then you will have to follow all the processes mentioned below step by step, which will be of this process –
- To take a personal loan from SBI bank, you will have to go to the official website of SBI bank.
- After coming to the official website, you will see a loan option on the home page on which you will have to click.
- After clicking, you will see many options out of which you will have to click on the Personal Loan option.
- After clicking on the personal loan option, all the loan options will be displayed to you. From them, you will have to select the loan you want to take and click on the Apply Now option.
- After that the application form will open in front of you, then you will have to fill all the information asked in this form and upload and submit the required documents.
- After that you will have to go to the nearest branch of SBI bank and submit the documents along with the reference number.
- After verification by the bank, you will get your personal loan from SBI Bank within 2 to 3 days.
How to take personal loan from SBI bank offline?
- To take a personal loan from SBI Bank, first of all you will have to go to the nearest branch of SBI Bank.
- After reaching the nearest branch of SBI bank, you will have to meet the bank manager and talk to him for taking a personal loan.
- After that you all will have to fill the form for taking personal loan and to fill the form you will have to attach all the documents related to the personal loan in the form.
- After that you will have to submit the form to the manager.
- Through this method you can take a personal loan by applying offline.
In this way, by following all the steps mentioned above, you can easily apply for personal loan from SBI Bank while sitting at home.
conclusion –
Friends, in today’s article I have given you information about how to take a personal loan from SBI Bank. I have told you about its complete online and offline processes in detail so that you can easily take a personal loan from SBI Bank while sitting at home and can also avail its benefits. Friends, if you all liked today’s article then please share this article.