Hello friends, I welcome you all in today’s article. Friends, we will give you information about how to take personal loan from Punjab National Bank. Friends, today every person needs a loan for some personal work. There are many banks and government institutions in India which provide loan facilities to people. One of these banks is Punjab National Bank from where you can apply for a loan.
Taking a loan has become very easy today as compared to earlier. In today’s article, we will tell you all the details about it so that you can easily take a personal loan from Punjab National Bank and avail its benefits. But for this, you will have to read this article carefully till the end. 
Interest rate for personal loan from Punjab Bank
Punjab National Bank charges you interest ranging from 8.95% to 10.30% per annum on personal loans ranging from Rs. 25,000 to Rs. 10 lakh. You are charged a processing fee of 1% for applying for a personal loan. You can repay the personal loan in a maximum of 5 years.
Documents required to avail personal loan from Punjab Bank
If you apply online for personal loan from Punjab National Bank, then you will need some documents which are as follows –
- Aadhar cardÂ
- Pan card
- email id
- address proof
- identity card
- birth certificate
- To give your own certificate, you will have to provide return of income tax for last 3 years.
Eligibility for Personal Loan from Punjab Bank
- It is very important that the age of the applicant taking personal loan from Punjab National Bank should be between 21 years to 58 years.
- The maximum income of the applicant applying for personal loan from PN Bank should be at least Rs. 30 thousand.
- The CIBIL score of the applicant taking personal loan from Punjab National Bank should be more than 650.
- To take personal loan from PNB Bank, the applicant must have his own business or job.
- The applicant applying for personal loan from Punjab National Bank should not have any loan from any finance company.
How to get personal loan from Punjab Bank?
If you want to apply online for personal loan from Punjab National Bank, then for this you will have to follow all the processes mentioned below step by step, which will be of this process –
- To take a personal loan from PNB Bank, first of all you will have to go to the official website of Punjab National Bank.
- After that, the home page of the bank’s website will open in front of you, in which you will have to click on the online service option.
- After clicking, a new page will open in front of you in which you will get the option of online loan on which you will have to click.
- After that the personal loan form will open in front of you in which you will have to enter your important information, after which you will have to upload the necessary documents.
- After that you will have to submit the personal loan form.
- Now your form will be verified after which the loan will be provided to you.
In this way, by following all the steps mentioned above, you can easily apply online for personal loan from Punjab National Bank while sitting at home.
conclusion –
Friends, in today’s article we have given you information that how to take a personal loan from Punjab National Bank and have explained its complete online application process in detail so that you can easily take a personal loan from Punjab National Bank while sitting at home and can also avail its benefits. Friends, if you all liked today’s article then please share this article with your friends.