Paytm Personal Loan Online Apply |
Hello friends, I welcome you all to today’s article. Friends, I will inform you people about how to take a personal loan from Paytm. Friends, today who does not know about Paytm? You too must have used Paytm somewhere or the other. You must have used Paytm for payment transfer, bill payment, mobile recharge, TV recharge, etc. but do you know that apart from all these works, Paytm also does one more work; Paytm also does the work of giving loans. You can take a loan from Paytm while sitting at home using your mobile. In today’s article, we will tell you all the details about it so that you can easily take a personal loan from Paytm and avail its benefits. But for this, you will have to read this article till the end. 
What is Paytm Personal Loan?
Paytm personal loan is a secured loan whose simple meaning is that you do not have to give any security to take this loan like you do not have to keep any material collateral for taking the loan, you can take Paytm personal loan with peace of mind. With the help of this loan, you can take a personal loan of Rs. 10 thousand to 5 lakh sitting at home and the limit period of Paytm personal loan can be from 3 months to 36 months. It depends on your CIBIL score. The interest rate of Paytm loan can be from 18% to 36% for a year. It is not necessary that you get exactly this interest rate. Paytm can also vary above or below according to its interest rate offer.
Why should you take loan from Paytm App?
The biggest advantage of taking a loan through Paytm is that the entire process from applying for a loan to disbursing the loan amount to your bank account is completed online. You do not need to visit any bank or company office. Care is taken to ensure that you do not face any problem even while doing so online.
Documents to take loan from Paytm
- Aadhar card
- Pan card
- Email ID
- Mobile number
- It is necessary to have bank account statement of last 6 months.
- passport size photo
Eligibility for Personal Loan from Paytm
- To take a personal loan from Paytm, first of all it is very important that you should be a principal resident of India.
- The age of the applicant taking personal loan from Paytm should be between 21 years to 57 years and it is very important to have a bank account of his own.
- The applicant applying for personal loan from Paytm must have a CIBIL score more than 700.
- If you want to take advantage of Paytm then it is very important to use Paytm in your Android phone.
How to take personal loan from Paytm?
If you want to apply online for personal loan from Paytm, then for this you will have to follow all the processes mentioned below step by step, which will be of this process –
- To take a personal loan from Paytm, first of all you will have to fully verify your Paytm account and complete KYC.
- If you are doing KYC then you cannot take loan from Paytm. It is necessary to link your bank account with your Paytm account.
- If you do all this then after that you will have to install the new update of Paytm in your mobile phone.
- After that you will have to login by entering your user ID and password.
- After that you will have to go to your profile where it will be written Paytm posted, you will have to click on it.
- After clicking, a new page will open in front of you in which you will be given complete information about Paytm postpaid.
- After that you will have to click on the next option.
- After that you will have to complete the verification with OTP and after reading all the rules and conditions of the application, you will have to submit the approval form.
- If all the information given to you is correct then the loan amount will be transferred to your Paytm postpaid wallet.
In this way, you can easily apply for Paytm Personal loan online from the comfort of your home by following all the steps mentioned above.
conclusion –
Friends, in today’s article I have given you information about how to take a personal loan from Paytm. I have told you about its complete online application process in detail so that you can easily take a personal loan from Paytm by applying online while sitting at home and can also get its benefit. Friends, if you all liked today’s article then please share this article.