Hello friends, I welcome you all to today’s article. Friends, we will inform you how to take home credit personal loan. Friends, today’s time, to take a loan from most of the banks, you have to provide income proof, whereas if you do not have income proof, then you cannot take loan from the bank. In this case, you can use home credit personal loan. Here, you may have to pay higher interest rate as compared to the bank.
If seen, any loan without income proof and guarantee becomes unsecured, on which you get a little higher interest just like a credit card given by the bank. If you suddenly need to take a loan, you can take a personal loan of up to Rs. 2 lakh from home credit. In today’s article, we will tell you its complete information in detail so that you can easily take a home credit personal loan and avail its benefits. But for this you will have to read this article carefully till the end. 
What is home credit?
Home Credit is an international non-banking financial institution established in 1997. It provides affordable financial services to individuals, especially those who have very little or no credit history. Home Credit mainly provides personal loan, gold loan, home loan, cash loan and consumer loan and you can avail the loan through mobile app hence it is included in the list of top 30 instant loan providing apps.
Eligibility for Home Credit Personal Loan
- home credit The applicant applying for a personal loan should be between 21 and 68 years of age, which means you are legally eligible but you should not be too old to be considered a high-risk borrower.
- You must have an active bank account with net banking facilities which is necessary for cash exchange and repayment processes.
- You must have a stable source of income such as regular employment, your own business or receiving a pension. This source of income is essential to demonstrate your ability to pay the bills.
- You will need to provide documents to verify your identity and address. This can include a government-issued ID, utility bill, or any official document that verifies who you are and where you live.
Home Credit Personal Loan Apply Online ?
If you want to apply online for home credit personal loan, then for this you will have to follow all the processes mentioned below step by step, which will be of this process –
- To take a home credit personal loan, first of all you will have to go to the official website of home credit or download the Home Credit Loan App.
- After that you will have to go to the “Personal Loan” section and click on the “Apply Now” option.
- You will have to choose the loan amount (from Rs 10 thousand to Rs 5 lakh) and loan tenure (from 6 months to 48 months).
- After that you will have to enter your mobile number and do OTP verification. Aadhar card, PAN card and bank statement will have to be uploaded.
- If you are already a Home Credit customer then your loan can be approved immediately. After loan approval the money will be transferred to your bank account within 24 hours.
conclusion –
Friends, in today’s article I have given you information about how to take a home credit personal loan. I have told you about its complete online application process in detail so that you can easily take a home credit personal loan while sitting at home and can also get its benefit. Friends, if you all liked today’s article then do share this article.