Hello friends, I welcome you all to today’s article. Friends, we will give you information about how to take a personal loan from HDFC Bank. Friends, if you need emergency funding and want to take a personal loan immediately without any hassle, then HDFC Bank personal loan can be the best option for you. HDFC bank offers personal loan from Rs. 50,000 to Rs. 40 lakh along with affordable interest rates,
fast approval and easy EMI options. If you also want to take a personal loan from HDFC Bank, then in today’s article we will tell you all the information about it in detail so that you can take a personal loan from HDFC Bank and avail its benefits. But for this you will have to read this article carefully till the end. 
What is HDFC Bank Personal Loan?
HDFC Bank personal loan is an unsecured loan which means you do not need to give your property as collateral for this. This loan is ideal for those people who need money for emergency financial help, marriage, education, medical expenses or any personal purpose. The biggest speciality of this loan is that you can avail it quickly both online and offline and now HDFC has made it even more convenient. By applying for a loan, you can get a loan of up to Rs 5 lakh in 10 seconds.
Eligibility for HDFC Personal Loan
- The minimum age of a applicant taking personal loan from HDFC Bank should be 21 years and the maximum age should be 60 years.
- The applicant applying for a personal loan from HDFC Bank should have a credit score of at least 750. A good credit score increases the chances of getting a loan.
- The applicant taking loan should have proof of minimum income. If you are a salaried employee then the minimum income should be Rs. 15,000 per month.
- If you are a salaried employee then you will need official salary slip and bank statement and if you are a salaried employee then you should have at least 1 year of experience.
How to get personal loan from HDFC Bank?
If you want to apply online for personal loan from HDFC Bank then you will have to follow all the processes mentioned below step by step, which will be of this process –
- To take a personal loan from HDFC bank, first of all you will have to go to the official website of HDFC Bank in your web browser.
- On the home page of the official website, you will see many services from where you have to select the “Borov” option as it is for loan option.
- After that you will see different types of loan options out of which you will have to click on the “Popular Loan” option.
- After that you will see more information and options related to Personal loan. Here you will have to click on the Personal Loan option.
- You will have to obtain all the information regarding personal loan. Similarly, detailed information will be provided regarding interest rate, loan amount, repayment period etc. After that, you will have to click on the “Apply Online” option.
- After that you will have to choose a profession. Out of these options you will have to choose your suitable category like job, profession, business etc.
- Now an online application form will open in which you will have to enter your personal information, income proof, contact details, PAN card etc.
- After filling all the information correctly you will have to click on the Submit option.
- When you click on submit, your application will be registered in HDFC Bank system. You will receive an information from the bank regarding the status of your application.
Benefits of taking a personal loan from HDFC Bank
- HDFC bank’s personal loan application and approval process is very fast; you can get the loan in just a few minutes.
- HDFC personal loan is available with less documentation which saves time. You can choose the loan amount and repayment period as per your convenience.
- Interest on HDFC personal loan is a dare partner and can be reduced based on your credit score. Once the loan is approved, the loan amount is immediately transferred to your bank account.
conclusion –
Friends, in today’s article I have given you information about how to take a personal loan from HDFC Bank. I have told you about its complete online application process in detail so that you can easily take a personal loan from HDFC Bank by applying online while sitting at home and can also get its benefit. Friends, if you all liked today’s article then please share this article.