SBI Personal Loan Online Apply 2025 |
Hello friends, I welcome you all in today’s article. Friends, I will give you information about how to take a personal loan from SBI Bank. Friends, nowadays every person needs a loan in some way or the other. If you are also such a person who needs a loan and want to take a loan through SBI Bank, then go to this article and I will tell you all the information about it in detail so that you can easily take a personal loan from SBI Bank and avail its benefits. But for this you will have to read this article carefully till the end.
SBI Personal Loan Interest Rate
Whenever a person has to get a loan from any bank or any other loan institution, then before getting the loan the person looks at the interest rate of the loan and always looks for a loan with lower interest rate. That is why before taking a loan every person must get the information about the interest rate from the official website of the bank or institution or from the branch so that he does not face any problem later on. At present the annual interest rate of SBI Personal loan is 9.60%.
Documents for SBI Personal Loan
- Aadhar card
- Pan cardÂ
- Mobile number
- bank account
- income proof
- address proof
- passport size photo
Eligibility for SBI Personal Loan
- The age of the applicant taking personal loan from SBI Bank should be at least 21 years and maximum 60 years.
- The applicant who takes loan from SBI Bank should have a good income source so that he can easily repay the loan given by the bank without any problem.
- Any person can apply for loan like salaried person, businessman, self employed, housewife, common man etc.
- The applicant must have all the documents to take the loan. If there is a person who does not have all the documents to take the loan, then he is not eligible to take the loan and he will not get the loan, hence there must be complete documents to take the loan.
How to get personal loan from SBI Bank?
- To take a personal loan from SBI Bank, first of all you will have to go to the official website of SBI Bank.
- After coming to the home page of the official website, you will be shown the loan option on which you will have to click.
- After going to the loan area, you will see many options out of which you will have to click on the Personal Loan option.
- You will have to select the loan for which you want to apply and click on the Apply Now option.
- After clicking, the application form will open in front of you where you will have to submit all your information and all the documents.
- After that you will get a reference number, with this reference number you will have to go to your nearest SBI Bank branch and submit your documents.
- After that, after you submit all the documents, all your documents are checked by the bank and after that complete verification is done and within 2 to 3 days your loan is transferred to your bank account.
conclusion –
Friends, in today’s article I have given you information about how to take a personal loan from SBI Bank. I have told you about its complete online process in detail so that you can easily take a personal loan from SBI Bank while sitting at home and can also get its benefit. Friends, if you all liked today’s article then please share it.