Paytm Personal Loan Apply 2025 |
hello friends, I welcome you all to today’s article. Friends, I will inform you all that how to take a personal loan from Paytm. Friends, today who does not know Paytm, you too must have used Paytm somewhere or the other. You must have used Paytm for payment transfer, mobile recharge, electricity bill etc. But do you know that apart from all these works,
Paytm does one more work. Paytm also does the work of giving loans. You can take a loan from Paytm using your mobile while sitting at home because in today’s article we will tell you its complete information in detail so that you can easily take a loan and take advantage of it. But for this you will have to read this article carefully till the end. 
What is Paytm Personal Loan?
Paytm personal loan is a secured loan whose simple meaning is that you do not have to give any security to take this loan like you do not have to keep any material collateral for taking the loan, you can take personal loan without any worry. If you take Paytm personal loan, then with the help of this loan you can take a personal loan of Rs. 10 thousand to 5 lakhs sitting at home and the limit period of Paytm personal loan can be from 3 months to 36 months. It all depends on your CIBIL score. The interest rate of Paytm loan can be from 18% to 36% for a year. It is not necessary that you get exactly this. Paytm can also vary above and below its interest rate depending on the rate.
Paytm Personal Loan Online Apply ?
If you want to apply online for personal loan from Paytm, then for this you will have to follow all the processes mentioned below step by step, which will be of this process –
- To take a personal loan from Paytm, first of all you will have to open the Paytm app and scroll down a bit and click on the Loans and Credit Cards option.
- After that a pop up will open in which you will have to click on the personal loan option.
- After that you will have to select the application by entering your PAN number, date of birth and email. If you select Salaried in the application then it will be good for your loan application, after that you will have to tick the check box given below and click on Continue.
- After that you will have to enter your PIN code and current address and after that you will have to click on the proceed option.
- After that you will get the option to select the loan amount. After selecting your loan amount, you will have to select the EMI option and click on Accept 7 Continue With KYC.
- After that you will have to upload your selfie, for which you will have to click on Take a Selfie Now and click the selfie and upload it.
- After that you will have to enter the bank account number from which you want to receive the loan amount. You can give anyone’s account number.
- After that, whatever amount you have taken as loan plus 4.5% processing fee + Rs.185 GST will be deducted and the rest will be sent to the bank account registered by you. You can see the loan being transferred in the screenshot.
By following all the steps mentioned above, you can easily apply online for personal loan from Paytm while sitting at home.
conclusion –
Friends, in today’s article I have given you information about how to take a personal loan from Paytm. I have told you about its complete online application process in detail so that you can easily take a personal loan from Paytm while sitting at home and can also get its benefit. Friends, if you all liked today’s article then please share this article.