Aadhar Card Loan Apply Online | How to take loan from Aadhar card

Aadhar Card Loan Apply Online |

Hello friends, I welcome you all to today’s article. Friends, we will give you information about how to take a loan using Aadhar card. Friends, in this era of inflation, sometimes we need a loan to fulfill our needs and this happens with every person, the richer a person is, the more loan he has,

but it has become very difficult for the poor and economically weak citizens to get a loan in today’s time. Nowadays, any bank or company thinks many times before giving a loan to a common man. If you also want to take a loan using your Aadhaar card, today’s article will explain the details. To do this, you’ll need to read this article carefully until the end.

Documents for Aadhar Card Loan

Some important documents are required to obtain an online loan using an Aadhaar card. Therefore, applicants must have the following documents:

1. Aadhar card
2. PAN CARD
3. Mobile number
4. Address proof
5. Income Proof
6. Bank account passbook
7. Bank statement for the last 3 or 6 months

Eligibility for loan through Aadhar card

1. The applicant taking loan through Aadhar card should be an Indian resident.
2. The minimum age of the applicant taking the loan should be 21 years and the maximum age should be 60 years.
3. The applicant’s minimum monthly salary should be Rs 15,000 and credit score should be 750 or more.
4. The applicant’s name should not be bad in any bank and it is mandatory to link the mobile number with the Aadhar card.

How to take loan using Aadhar card?

If you want to apply online for a loan using your Aadhaar card, then you will have to follow the below mentioned process step by step, which will be done in this way –

1. To take a loan using Aadhar card, first of all you will have to visit the official website of the bank in which your account is opened.
2. After coming to the official website, you will have to click on the Loans option.
3. As soon as you click on the loan option, you will be able to see the loan of the correct category related to the loan.
4. Now you have to click on the Personal Loans option and after that the application form for personal loan will open in front of you.
5. Now in this application form you will have to enter your Aadhar card number and click on the Send OTP option.
6. After that you will receive an OTP on your mobile number, then you will have to enter that OTP and click on the Verify option.
7. As soon as you click on the verification option, your Aadhar card will be successfully verified.
8. After that you will have to enter the personal information and click on the final submit option.
9. As soon as you click on the submit option, your online application for Aadhar loan in the bank will be successfully made.
10. After that, your Aadhar card and all other documents will be thoroughly checked by the bank department.
11. After verification, the Aadhar card loan amount will be credited to your bank account.

By following all the steps mentioned above, you can easily apply online for a loan using your Aadhar card.

conclusion –

Friends, in today’s article, we have given you information about how to take a loan using Aadhar card. We have explained its complete online application process in detail so that you can easily take a loan with the help of your Aadhar card while sitting at home and can also get its benefits. Friends, if you all liked today’s article, then please share this article.