Aadhar Card Loan Apply Online 2026
Hello friends, I welcome you all to today’s article. Friends, we will give you information about how to take loan through Aadhar card. Friends, Aadhar card is an important document which was launched by the Indian government in 2009. It is the identity of a common man, hence the government is providing loan facility only on Aadhar card. Any common citizen can get loan through his Aadhar card and PAN card in just 24 hours. There is low interest rate on getting loan through Aadhar card. This facility has been started by the government primarily for the poor and economically weak citizens of the country who need money in an emergency. If you also want to take a loan using your Aadhaar card, then today’s article will tell you all the details about it. For this, you will have to read this article carefully till the end.
Documents required for loan through Aadhar card
- Aadhar card
- Pan card
- Email id
- Mobile number
- Bank account passbook
- Address proof
- caste certificate
- Income proof
- 2 passport size photographs
Eligibility for loan through Aadhar card
The government has established certain eligibility criteria for obtaining a loan using your Aadhaar card. If you meet these criteria, you can easily obtain a loan. Therefore, please carefully consider the following conditions:
- The applicant taking loan through Aadhar card should be an Indian resident.
- The minimum age of the applicant taking the loan should be between 21 years and maximum age should be 60 years.
- The applicant taking loan through Aadhar card should have a credit score of 750 or more.
- The minimum monthly salary of the applicant taking the loan should be Rs 15,000.
- The applicant taking the loan should not have a bad name in any bank and it is mandatory to link the mobile number with the Aadhar card.
- You should also have all the necessary documents.
How to take loan using Aadhar card?
If you want to apply online for a loan using your Aadhaar card, then you will have to follow the below mentioned procedures step by step, which are as follows –
- To take a loan using Aadhar card, first of all you will have to visit the official website of the concerned bank.
- After visiting the official website, you will have to click on the Personal Loan option on the home page.
- After clicking, a new page will open in front of you where you will have to fill your personal information like your name, address, date of birth, PAN card, Aadhar card, mobile number etc.
- After entering all the information correctly, you will have to click on the submit option and now to proceed further you will have to click on the next button.
- After clicking on the nest button, a new page will open in front of you where you will have to select the loan amount.
- After that, your eligibility will be checked by the bank and if you are eligible for this loan, your loan will be approved immediately.
- After loan approval, the loan amount will be transferred to your bank account within a few hours.
In this way, you can easily apply for a loan using your Aadhar card by following all the steps mentioned above.
conclusion –
Friends, in today’s article, we have given you information about how to take a loan using Aadhar card. We have explained its complete online application process in detail so that you can easily take a loan with the help of your Aadhar card while sitting at home and can also get its benefits. Friends, if you all liked today’s article, then do share this article.