Hello friends, I welcome you all to today’s article. Friends, we will give you information about how to take loan using Aadhar card. Friends, in daily life a common man faces shortage of money, that is why he takes help of personal loan. In today’s time, taking loan is not as difficult as before. You can take loan sitting at home with the help of just a few documents. If you have Aadhar card, then you can easily take loan.
Aadhar card is an important document in India, that is why almost all citizens have it. If you also want to take a loan using your Aadhaar card, then in today’s article we will explain in detail the complete details so that you can easily take a loan using your Aadhaar card. For this, you will have to read this article till the end.
Eligibility for loan through Aadhar card
To take a loan using your Aadhaar card, you must meet the eligibility criteria set by the bank/financial institution. Only then will you be eligible to take a loan using your Aadhaar card.
- The applicant taking loan through Aadhar card should be a citizen of India and the age of the applicant taking loan should be between 21 years to 60 years.
- The Aadhaar card of the applicant taking loan through Aadhaar card should be active and should be linked to the mobile number and bank account.
- The applicant’s CIBIL score must be 750 or higher. Both employed and self-employed individuals are eligible for this loan.
- The monthly salary of the applicant taking the loan should be Rs 15,000 or more.
- The applicant should not be declared a defaulter by any bank and the applicant should have a stable source of income.
How to take loan using Aadhar card?
- To take a loan using Aadhar card, first of all you will have to visit the official website of the bank.
- After coming to the website, you will have to click on the Loans option.
- After clicking on the loan option, you will get to see all the loan details related to the loan.
- Now you will have to click on the Personal Loan option.
- As soon as you click on the personal loan option, the registration form for personal loan will open in front of you.
- Now you have to enter your Aadhar card number in this registration form and click on the Send OTP option.
- After that you will receive OTP on your mobile, then you have to enter that OTP and click on the verification option.
- As soon as you click on the verification option, your Aadhar card will be successfully verified.
- After that you have to enter your personal information and click on the final submit option.
- As soon as you click on the final submit option, your online application for Aadhar card loan will be successfully made in the bank.
- After that, your Aadhar card and all other documents will be thoroughly checked by the bank department.
- After verification, the Aadhaar card loan amount will finally be credited to your bank account.
In this way, you can easily apply for a loan using your Aadhaar card by following all the steps mentioned above.
conclusion –
Friends, in today’s article you will get information about how to take loan through Aadhar card, we will tell you its complete online information in detail so that you can easily take loan with the help of your Aadhar card sitting at your home and can also get its benefit. Friends, if you all liked this article of today then definitely share this article.