Hello friends, I welcome you all to today’s article. Friends, we will give you information about how to take personal loan from SBI Bank. Friends, Indian State Bank provides various types of personal loan facilities to its customers. For a common citizen, this loan amount can be up to Rs 20 lakh, which you can repay within 12 to 72 months because personal loan becomes an essential option for most people to meet some personal expenses,
that is why Indian State Bank does not take any guarantee for this personal loan. Friends, if you are also thinking about taking a personal loan from SBI Bank, then in today’s article we will tell you all the details about it so that you can easily apply online for personal loan from SBI Bank while sitting at home and also avail its benefits. For this you all have to read today’s article carefully till the end. 
Benefits and Features of SBI Personal Loans
- State bank provides loans only on fixed interest rate and not on floating interest rate.
- Those whose monthly income is 1 lakh or more, they can take a loan of up to 35 lakh under Express Elite.
- If the applicant’s CIBIL score is 750 or more then he will be given a loan at a lower interest rate.
- Depending on the convenience of the customer, a time period ranging from 6 months to 6 years is given to repay the loan.
- The amount of pre-approved personal loan can be maximum Rs 8 lakh.
- If you do not have a salary account in SBI then you can apply for SBI Quick Personal Loan.
- This bank transfers the loan amount to your bank account within 2 to 7 days.
Documents required to avail personal loan from SBI Bank
- aadhar card
- pan card
- bank passbook
- email id
- mobile number
- salary slip
- Address proof
- 6 months bank statement
- passport size photo
How to apply for personal loan from SBI Bank?
Friends, if you want to take a personal loan from SBI Bank, then for this you will have to follow all the processes given below step by step, which will be of this process –
- To take a personal loan from SBI bank, first of all you will have to put all your necessary documents together at one place.
- After that you will have to go to your nearest SBI branch.
- After going to SBI Bank, you will have to tell the employees there that you want to apply for a personal loan.
- Then the employees there will make the loan form available to you, which you will have to first read carefully and make an estimate about its rules and conditions.
- After that you will have to fill that application form carefully.
- After that you will have to attach the photocopies of all your documents behind that application form.
- After that you will have to sign the application form wherever it is required and then deposit that application form in the bank.
- After that your form will be checked by the bank employee and if you are eligible to take the loan then the loan amount will be transferred to your bank account.
- Through this method, you can easily apply online for personal loan from SBI Bank while sitting at home and can also avail its benefits.
conclusion –
Friends, in today’s article we have given you all information about how to take a personal loan from SBI Bank. We have explained its complete online application process in detail so that you can easily apply online for taking a personal loan from SBI Bank while sitting at home and can also avail its benefits. Friends, if you all liked today’s article then please share today’s article.
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