Aadhar Card Loan Online Apply 2026
Hello friends, I welcome you all to today’s article. Friends, we will give you information about how to take loan using Aadhar card. Friends, in daily life a common man faces shortage of money, that is why he takes help of personal loan. In today’s time, taking loan is not as difficult as before. Now you can take loan sitting at home with the help of just a few documents. If you have Aadhar card then you can easily get loan. Aadhar card is an important document in India, that is why almost all citizens have it. If you too want to take a loan using your Aadhaar card, then in today’s article we will explain in detail the complete details so that you can easily take a loan using your Aadhaar card. To do this, you will have to read this article carefully till the end.
Eligibility for loan through Aadhar card
- The applicant taking loan through Aadhar card should be an Indian resident.
- The minimum age of the applicant taking the loan should be 18 years and the maximum age should be 60 years.
- The minimum monthly salary of the applicant taking loan through Aadhar card should be Rs 15 thousand.
- The applicant taking the loan should have a credit score of 750 or more.
- The applicant’s name should not be broken in any bank and it is mandatory for the applicant’s mobile number to be linked with the Aadhar card.
- To take a loan using Aadhar card, you must have all the necessary documents.
By fulfilling all the eligibility criteria mentioned above, you can easily apply for Aadhar Card Loan online and take the loan easily.
How to take loan using Aadhar card?
If you want to apply online for a loan using your Aadhaar card, then you will have to follow the below mentioned procedures step by step, which are as follows –
- To take a loan using Aadhar card, first of all you will have to visit the official website of the concerned bank.
- After visiting the official website, you will have to click on the Personal Loan option on the home page.
- After clicking, a new page will open in front of you where you will have to fill your personal information like your name, date of birth, mobile number, PAN number, Aadhar number etc.
- After entering all the information you will have to click on the submit option and now to proceed further you will have to click on the next button.
- After clicking, a new page will open in front of you where you will have to select the loan amount.
- Now your eligibility will be checked by the bank and if you are eligible for this loan then your loan will be approved immediately.
- After loan approval, the loan amount will be transferred to your bank account within a few hours.
In this way, you can easily apply online for a loan using your Aadhar card by following all the steps mentioned above.
How much interest will be charged on taking Aadhar Card loan?
Currently, not much loan is given through Aadhar card. Any citizen can get a maximum loan of Rs. 50 thousand. If we talk about the loan interest rate, then it is given instantly whose interest rate is also a little higher. If you want to take a loan through Aadhar card, then you will have to pay interest up to 12%. The most important thing is that it depends on your credit score. If your credit score is very good, then you will have to pay very less interest, whereas if the CIBIL score is bad, then you may have to pay interest up to 15%.