How to take loan from Aadhar card | Aadhar card loan 2025

Hello friends, I welcome you all to today’s article. Friends, I will give you information about how to take loan using Aadhar card. Friends, if you think that loan on Aadhar card is a financial product like loan on credit card, then you are absolutely wrong. It is not possible to get loan by using your ID card issued by UIDAI nor can you take loan from your Aadhar card. That is why words like loan on Aadhar card, personal loan on Aadhar card and Aadhar card loan are important and can pay a lot of money and this is a fact. There is no financial output in the form of loan on Aadhar card, however,

you can certainly use this UIDAI ID to avail loan along with any supporting documents mentioned by your potential relatives. When Aadhar card is used as paperless e-KYC document for availing personal loan, it is generally called Aadhar card loan. Aadhar card fulfils your eligibility criteria for biometric verification and hence the entire process of getting personal loan approval becomes very easy. If you also want to take a loan using Aadhar card, then in today’s article we will tell you all the details about it so that you can easily take a loan and take advantage of it. For this you will have to read this article till the end.

Eligibility for loan through Aadhar card 

There are certain eligibility criteria to take loan using Aadhar card. It is mandatory to fulfill them:-

1. The person taking loan using Aadhar card should be an eligible Indian citizen.
2. The age of the applicant applying for loan through Aadhar card should be more than 21 years and less than 60 years.
3. Applicant taking loan through Aadhar Card must have a valid Aadhar Card and PAN Card and applicant should have a stable income source (Salary or Business).
4. The loan applicant should have a good credit score (above 650).

How to take loan using Aadhar card offline?

If you want to apply offline for a loan using your Aadhar card, then you will have to follow all the processes mentioned below step by step, which will be of this process –

1. To take a loan from Aadhar card, first of all you will have to go to the bank branch and fill the application form correctly.
2. After that you will have to submit any necessary documents along with PAN card and Aadhar card.
3. After that the bank will check your eligibility and documents. After the loan is approved the loan amount will be transferred to your bank account.

How to take loan through Aadhar card?

If you want to apply online for a loan using your Aadhar card, then you will have to follow all the processes mentioned below step by step, which will be of this process –

1. To take a loan through Aadhar card, first of all you will have to choose a bank or financial institution which provides loans through Aadhar card.
2. After that you will have to go to the official website of the institute and fill the personal loan application form.
3. After that you will have to fill up the application form for your personal information and Aadhar card.
4. After that you will have to apply along with the application form along with PAN card, Aadhar card and other required documents (like salary slip, bank statement).
5. After entering all the information you will have to submit the application and within some time your information will be checked.
6. If your application is received correctly and your eligibility is complete, your loan will be approved within 10 minutes and the loan amount will be transferred to your bank account.

In this way, by following all the steps mentioned above, you can easily apply online for a loan from your Aadhar card while sitting at home.

conclusion –

Friends, in today’s article we have given you information that how to take loan from Aadhar card, we have told you its complete online application process in detail so that you can easily take loan from Aadhar card by applying online while sitting at home and can also avail its benefit. Friends, if you all liked today’s article then please share this article.