Hello friends, I welcome you all to today’s article. Friends, I will give you information about how to take personal loan from Aadhar card. Friends, in this era of inflation, sometimes we need money to fulfill our needs and this happens with everyone. The richer a person is, the more money he has to pay, but it has become very difficult for the poor and economically weak citizens to get money in today’s times. Nowadays any bank or company thinks many times before offering loan to a common man. Many times it happens that we need money urgently,
hence the thought of taking a loan comes to our mind. If you also need an urgent loan and want to get a loan of Rs. 10 thousand to 50 thousand, then you do not need to worry because now the government is offering loan only through Aadhar card. In today’s article, we will tell you all the details about this so that you can easily take a loan from your Aadhar card and avail its benefits. But for this, you will have to read this article carefully till the end. 
Documents required to avail loan through Aadhar card
To get online loan from Aadhar card, you need some important documents, hence the applicant must have the following documents:-
- aadhar card
- pan card
- Bank account statement
- mobile number
- address proof
- income certificate
- passport size photo
How to take loan through Aadhar card 2025?
Friends, currently any common citizen who has a good credit score and has a letter can get a loan from Aadhar card in just 5 minutes. There are many apps on Aadhar card which provide loan but there are some apps among them which can commit fraud with you. That is why we have presented an easy and secure process below. For this you will have to follow all the steps mentioned below which will be of this process –
- To take a loan from Aadhar card, first of all you will have to go to the official website of the concerned bank.
- You will have to click on the Personal Loan option on the home page of the official website.
- After clicking, a new page will open in front of you where you will have to enter all your personal information like your name, PAA, date of birth, mobile number, Aadhar card etc.
- After entering all the information you will have to click on the submit option and to proceed further you will have to click on the next option.
- After clicking, a new page will open in front of you where you will have to choose the amount.
- Now your eligibility will be checked by the bank. If you are eligible for this then your loan will be approved immediately.
- After loan approval the loan amount will be transferred to your bank account within a few hours.
In this way, you can easily apply online for a loan from your Aadhar card by following all the steps while sitting at home.
How much interest will be charged on taking loan through Aadhar card
Currently, not much loan is given through Aadhar card. Any citizen can avail a maximum loan of Rs. 50,000. If we talk about the interest rate of loan, then it is given immediately whose interest rate is also slightly higher. If you want to take a loan through your Aadhar card, then you will have to pay interest rate up to 12%. Most importantly, it depends on your credit score. If your credit score is very good, then you will have to pay very less interest and if the CIBIL score is bad, then you can have to pay interest of up to 15%.
conclusion –
Friends, in today’s article I have given you all the information that how to take a personal loan from Aadhar card. We have told you about its complete online application process in detail so that you can easily take a personal loan from your Aadhar card while sitting at home and can also get its benefit. Friends, if you all liked today’s article then please share this article.