PhonePe Personal Loan Online Apply | How to take personal loan from PhonePe | How to take loan from PhonePe 2025 |

Hello friends, I welcome you all to today’s article. Friends, I will give you information about how to take personal loan from PhonePe. Friends, today everyone uses a mobile application called PhonePe for digital loans. You might also be using it, but do you know that PhonePe also offers loans in collaboration with third parties. If you also need a personal loan, then you can fulfill your needs by taking a personal loan from PhonePe because taking a personal loan from PhonePe is very easy.

You can get approval for loans ranging from 1 lakh to 5 lakh rupees in 10 minutes while sitting at your home. But to apply for a personal loan over the phone, you should have information related to the loan. If you are not aware about it, then you need not worry because in today’s article, we will tell you its complete information in detail so that you can easily take a personal loan through PhonePe while sitting at your home and avail its benefits. But for this, you will have to carefully read this article till the end.

Documents required to avail PhonePe Personal Loan

1. Aadhar card 
2. Pan cad
3. bank account
4. bank statement
5. salary slip
6. mobile number linked to aadhaar card
7. a selfie

Eligibility for PhonePe Personal Loan

1. Only Indian citizens can apply for personal loan through PhonePe.
2. The age of the applicant taking personal loan through PhonePe should be at least 21 years or more.
3. You must have the necessary KYC documents. You need E-KYC i.e. your Aadhar card should be linked to your mobile number.
4. The monthly income of the applicant taking personal loan should be at least Rs. 15,000 to Rs. 25,000 and you should have a certificate of income.
5. PhonePe should be active in your mobile and your bank account should be linked to PhonePe.
6. A good CIBIL score is essential for individual business. Your WII transaction record must be good and you should not make any kind of payment.

How to take personal loan from PhonePe 2025?

If you want to apply online for personal loan from PhonePe, then for this you will have to follow all the processes mentioned below step by step, which will be of this process –

1. To take a personal loan from PhonePe, first of all you will have to install the PhonePe application from the Google Play Store on your smartphone.
2. After installing, you will have to fully activate the Phonepe application by entering all the required information.
3. If you are already using the application on your phone then first of all you will have to update it through Google Play Store in the latest version.
4. After that you will have to open the PhonePe application.
5. After opening the account, on the home page itself you will see the option of Personal Loan of Rs 15 lakh, a big loan, on which you will have to click.
6. Under the bigger loan the loan amount will be credited to your bank account, for this you will have to apply for the loan.
7. To apply you will have to enter all the required information correctly and after entering all the information you will have to click on the submit option.
8. As soon as you click on submit option, PhonePe personal loan online application will be done successfully.
9. After applying online, your application will be verified and after that the loan amount will be credited to your bank account.

By following all the steps mentioned above, you can easily apply online for PhonePe personal loan while sitting at home.

conclusion –

Friends, in today’s article I have given you all the information that how to take a personal loan from PhonePe. We have told you about its complete online application process in detail so that you can easily take a personal loan from PhonePe while sitting at home and can also avail its benefits. Friends, if you all liked today’s article then please share this article.