Hello friends, I welcome you all in today’s article where I will give you information on how to take a personal loan from SBI Bank. Friends, in today’s hectic life everyone feels the need for financial help at some point or the other. Especially when we suddenly need money, SBI personal loan can become a better option. If you are thinking of taking a loan from SBI Bank, then in today’s article I will tell you all the information about it in detail so that you can easily take a personal loan from SBI Bank and avail its benefits. But for this you will have to read this article carefully till the end.
What is SBI Personal Loan?
SBI Personal Loan is a loan without security which is given on demand to fulfill personal needs. There is no need of property or guarantee of any person. You can use this loan for any personal need like medical expenses, education, travel, marriage or in any emergency situation. You can fulfill your needs by taking a loan from SBI Bank. You get this loan with simple interest rates and flexibility which does not depend on your repayment capacity.
How to get personal loan from SBI Bank?
Friends, if you want to apply online for taking a personal loan from SBI Bank, then for this you will have to follow all the process mentioned below step by step, which will be of this process –
- To take a personal loan from SBI Bank, first of all you will have to go to the official website of the Indian State Bank.
- After coming to the official website, you will have to log in to the portal using internet banking.
- After that you will have to login into the portal by entering your user ID and password and captcha code.
- After logging into Internet Banking you will have to click on the e-Service option and after that you will have to click on the Loans option.
- After that you will have to click on the option of Pre Approved Personal Loan and you will have to enter your PAN card number and your date of birth.
- After both these information are entered, loan eligibility will be decided and after that you will have to choose the loan amount as per your requirement.
- After that you will have to click on Send OTP and after that you will receive an OTP on your mobile number, you will have to verify that OTP.
- After that, E KYC will have to be completed with the help of Aadhar number and finally by sending the loan agreement, you will have to successfully apply for SBI Personal Loan.
In this way, by following all the steps mentioned above, you can easily apply online for Personal Loan from SBI Bank while sitting at home.
Benefits of SBI Personal Loan
- The interest rate of all personal loans ranges between 9.60% to 15.30% which is very competitive.
- You can use the loan for any personal need. If you have all the necessary documents then the loan can be approved quickly.
- You can choose the loan amount and repayment period as per your choice.
conclusion –
Friends, in today’s article I have given you information about how to take a personal loan from SBI Bank. I have told you about its complete online application process in detail so that you can very easily take a personal loan from SBI Bank by applying online while sitting at home and can also avail its benefits. Friends, if you all liked today’s article then please share this article with your friends.