Hello friends, I welcome you all. Friends, in today’s article you will get information about how to take loan from PNB bank. Punjab National Bank is offering personal loans up to Rs 20 lakh with an initial interest rate of 10.40% to meet the personal needs of its customers. If you want to take a personal loan for hospital expenses, home repairs, education etc. then this option of PNB Bank can be a good option. From here you can repay the loan once within a period of up to 84 months. If you want to take a personal loan from PNB Bank, then in today’s article we will tell you all the information in full detail so that you can easily take a loan from PNB Bank. That’s why you have to read this article till the end.
How to take loan from PNB bank? How to take personal loan from Punjab National Bank?
Documents to take loan from PNB Bank
- Aadhar card
- pan card
- mobile number
- Address proof
- Details of last 3 years income tax return
- 3 months bank statement
- Birth certificate or any other certificate establishing age
- driving license
- passport size photo
Eligibility for taking personal loan from PNB Bank
- To take a personal loan from Punjab National Bank, your monthly income should be at least Rs 30 thousand.
- The age of the person taking the loan should be between 21 years to 58 years.
- The person applying for personal loan from PNB Bank must have his own business or employment. Keep in mind that you should not have taken loan from any finance company.
- For those who are not employed, the credit score should be more than 750.
- It is necessary for the applicant to have a bank account in Punjab National Bank.
How to apply online for personal loan from Punjab National Bank?
Friends, if you want to apply online to take a personal loan from PNB bank, then for this you will have to follow all the steps given below, which will be like this –
- To take a personal loan from PNB Bank, first of all you have to go to the official website of Punjab National Bank.
- On the home page of your official website, you will have to select your wish for Online Service. Because you will have so many options in front of you that you will have to select the option of Online Loan.
- After that, a new page will open in front of you in which you will have to enter all the information required by you and along with it you will have to upload the required documents and you will have to click on submit.
- Your bad employee will check the information and documents provided by you and if you are eligible to take the loan then you will contact your bank and then you will get the loan.
How to apply offline for personal loan from PNB Bank?
- To take a personal loan from PNB bank, first of all you have to go to your nearest Punjab National Bank.
- Then you will have to tell the staff there that you want to take a personal loan. Then the bank staff will provide you the application form for this.
- After that, you will have to remember all the information asked in the application form and attach the photocopies of all your required documents at the back of it.
- Otherwise you will have to submit our application form to the bank. After that your form will be checked and if you are eligible to take the loan then you will get the personal loan.
conclusion –
Friends, in today’s article we have informed you all about how to take a personal loan from PNB Bank. We have explained both the processes in full detail online and offline so that you can easily take a personal loan from PNB Bank and its benefits. it is possible. Friends, if you want to know about this then please share it.