Hello friends, I welcome you all to today’s article where we will tell you how to get a personal loan from ICICI Bank. Friends, ICICI Bank personal loan is the best option for those who need an instant loan. The bank provides you a loan ranging from Rs 50,000 to Rs 50 lakh, which you can use for your various needs like education, marriage, medical treatment, travel and any other expenses.
To avail ICICI Bank personal loan, the bank provides minimal documents and simple application process. The interest rate of ICICI Bank personal loan starts from 10.85% p.a. If you also want to take out a personal loan from ICICI Bank, today’s article will explain the ins and outs of it. To do so, you’ll need to read this article carefully to the end.
Eligibility for ICICI Bank Loan
If you want to avail ICICI Bank personal loan immediately, then you will have to fulfil these eligibility criteria.
- The age of the applicant taking personal loan from ICICI Bank should be between 20 years to 58 years.
- The applicant’s net monthly income should be Rs 30,000 or more.
- Salaried individuals should have regular monthly income source and applicants should have 2 years of experience in the current job.
- The applicant should be a resident of India for more than 20 years.
- The applicant taking personal loan from ICICI Bank should have a good CIBIL score or bureau score.
- The applicant must have a salary account in any bank in India.
How to get a personal loan from ICICI Bank?
If you want to apply online for a personal loan from ICICI Bank, then for this you will have to follow all the process steps given below, which are as follows –
- To take a personal loan from ICICI Bank, first of all you will have to visit the official website of ICICI Bank.
- After visiting the official website, you will have to click on the Loans option to apply for a personal loan.
- After that you will get to see all the types of loans available from ICICI Bank, in which you have to click on the Personal Loan option.
- Now you have to know all the information related to the loan and after that you have to click on the Apply Now option to apply for the loan.
- After clicking, the application form for loan application will open in which you will have to fill your personal details.
- After filling all the information you will have to click on the submit option.
- After that you will get to see the loan approval amount in which you have to select the loan amount as per your requirement.
- After that you have to enter the bank details and complete E KYC by uploading the documents.
- After completing all the work, now finally you have to e-sign the loan agreement and click on the submit option.
- As soon as you click on the submit option, your application for ICICI Bank personal loan will be successfully processed.
In this way, you can easily apply for a loan from ICICI Bank by following all the steps mentioned above.
conclusion –
Friends, in today’s article, you have been informed about how to take a personal loan from ICICI Bank. We have explained its entire online application process in detail so that you can easily take a personal loan from ICICI Bank sitting at home and can also avail its benefits. Friends, if you all liked today’s article, then do share this article.