Hello friends, I welcome you all to today’s article where we will inform you how to take personal loan from HDFC bank. Friends, if you need a loan and you are facing problems in getting loan from bank or any financial institution or you are facing problems in getting loan from bank or any other financial institution or because of long paperwork of bank, then you can get rid of these problems because HDFC bank personal loan is an online facility at just 10.75% annual interest rate.
HDFC bank is providing its customers the facility to take personal loan from Rs 50 thousand to Rs 40 lakh online. You can take a loan of upto Rs. 40 lakhs online from this bank with minimum documents. Its repayment period is maximum 6 years. In today’s article we will tell you how you can apply for a personal loan from HDFC Bank. But for this you will have to read this article carefully till the end.
HDFC Bank Personal Loan Documents
To avail a personal loan from HDFC Bank, customers need to submit the following documents required by the bank –
- aadhar cardÂ
- pan card
- Bank statement of 6 months
- Last 3 months salary slip
- address proof
- company id card
Eligibility for Personal Loan from HDFC Bank
For the information of such customers who want to take personal loan from HDFC Bank, please know that you will get this loan only after fulfilling the following conditions –
- To take personal loan from HDFC bank, minimum monthly income of the employed person should be Rs 25000.
- If you do not have a salary account in the bank then your minimum monthly income should be Rs 50,000.
- Employees or employed persons between the age of 21 to 60 years can apply for HDFC Personal Loan.
- Applicants taking personal loan under HDFC name should have at least 2 years of experience in their work.
- To apply online for HDFC personal loan, your credit score should be good.
How to take personal loan from HDFC Bank online?
If you want to apply online for personal loan from HDFC Bank then for this you will have to follow all the processes mentioned below step by step, which will be of this process.
- To take a personal loan from HDFC Bank, first of all you will have to go to the Google Play Store on your mobile phone and download the HDFC Bank Mobile banking application.
- After downloading, you will have to open HDFC Bank Mobile Banking app in your mobile.
- After opening, some permissions will be asked, they will have to be accepted and you will have to click on the “More” option given on the dashboard.
- After clicking, you have to click on the “Apply Now” option and then you will get an option for Personal Loan, after going to this option you will have to click on the Apply Online option.
- After clicking, the application form will open in front of you, this application form will have to be filled step by step without any mistake.
- After that you will have to complete the E KYC process and submit the necessary documents and submit the application form.
- Through this method you can easily complete the online application process for taking personal loan from HDFC Bank.
conclusion –
Friends, in today’s article we have given you information about how to take a personal loan from HDFC bank. We have told you about its complete online application process in detail so that you can easily apply online for a personal loan from HDFC Bank while sitting at home and can also avail its benefits. Friends, if you all liked today’s article then please share this article.